Term life insurance can start at $3.65/month.1
It’s easy to get started.
ZIP Code
Date of Birth
Ages 25-69

30-day Guarantee. If you're not completely satisfied, simply cancel within the first 30 days and get a full refund—no questions asked.

Why choose TruStage Term Life Insurance?

TruStage Life Insurance is underwritten by CMFG Life—a company that's 80 years strong, consistently rated "A" (Excellent) by A.M. Best2 and trusted by millions of families and their credit unions.


When does it pay?

No matter how or when you die, your policy pays income-tax-free money your family can use for final expenses or any reason. TruStage processes most claims in four days or less.3


What's the advantage?

Term life insurance can be an affordable way to help protect your family when it’s growing. Some options offer predictable rates that are guaranteed for the duration of your policy.


Will my policy be cancelled if I get cancer?

No. If you're approved, and as long as your premiums are paid, your policy can't be cancelled by anyone but you—even if you get cancer or another illness.

  • What is TruStage?

    Endorsed by credit unions, trusted by more than 17 million families.

    TruStage offers life insurance, an auto and home insurance program and a health insurance program through the TruStage Insurance Agency.

    With a commitment to dependability and service-first philosophy, we’ve earned the confidence of thousands of credit unions and more than 17 million families.

    Learn more about TruStage and how we help protect what matters most.
  • FAQs

    Is term life insurance right for me?

    Term life insurance is a great option if you have big responsibilities right now, and need a high coverage amount with a payment you can afford. It helps protect your family when it’s growing—when you’re likely to need more coverage.

    When should I think about term life insurance?

    Any major life event—getting married, buying a home, changing jobs, having a child, paying for college expenses—is an important time to think about protecting your family with life insurance.

    When does term life insurance pay?

    Term life insurance covers you for a set period of time—the term of your policy—and pays income-tax-free money directly to your beneficiaries if you die. The money can be used for any reason, like final expenses, mortgage debt, bills, college expenses—anything. And, most claims are paid within four days.3

    How much life insurance do I need?

    Any amount of coverage can make a difference for your family. As a starting point, you may want to consider budgeting 1% of your annual income before taxes. Of course, everyone’s needs are different, and a licensed TruStage agent can help you decide what makes sense for your family.

  • Reasons to Consider Term Life

    High coverage protection that's designed to be affordable.

    Term life insurance is a simple, straightforward option to protect your growing family from the loss of your income if you die. It's income-tax-free money they can use for any purpose, when they need it most.

    It’s easy to get started, with rates and coverage amounts designed to fit your family and budget. Some options offer short applications and online approval decision—so you can get coverage now. Later, you can even convert your policy to whole life insurance if you want more comprehensive coverage.

    For help deciding how much coverage you need, a rate quote, or if you just have some general "what-if" questions, speak with a friendly and knowledgeable insurance expert. Call us at 1-877-949-1766..