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Important Information about Term Life Insurance
Term life insurance can provide affordable, high coverage protection for a specific period of time (term) to help safeguard your family from the loss of your income. If you die during the policy’s term, your beneficiaries receive a benefit.
If your application is approved and as long as your premiums are paid, the company cannot cancel your policy during the stated term, even if you develop cancer or other health conditions. Only you can cancel your coverage. You have the right to cancel your policy at any time.
30-Day Satisfaction Guarantee
When you receive your policy, read it over carefully. If you are not completely satisfied, simply return your policy within 30 days. Any premiums paid will be refunded in full, no questions asked. There is absolutely no risk or further obligation. Guaranteed.
Life insurance proceeds are generally free of income tax, which means beneficiaries can receive every benefit dollar to help cover their needs.
TruStage Term Life Insurance policies have a conversion privilege allowing you to switch all or some of your coverage to a permanent life policy, regardless of your health.
Because it’s important that both spouses have adequate protection, your eligible spouse can apply even if you don't. (Call for spouse rates.) The definition of spouse includes a legal partner as defined by state law.
Get More Information
For help deciding how much coverage you need, a rate quote, or if you just have some general "what-if" questions—speak with a friendly and knowledgeable insurance expert at 1-888-888-0376. You can apply right over the phone, with no medical exam in most cases.