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Market index annuities

TruStage™ ZoneChoice Annuity

Help your investment grow confidently and securely with TruStage™ ZoneChoice Annuity from MEMBERS Life Insurance Company. Our service helps you diversify your investment with five allocation options, while helping to protect it from market volatility.

TruStage™ ZoneChoice client guide

TruStage™ ZoneChoice fact sheet­

TruStage™ ZoneChoice prospectus

TruStage™ ZoneChoice Flex Transfer

The value of a ZoneChoice Annuity

  • Choose your buffers and floors to balance growth potential and protection.
  • Decide between five allocation options to diversify your investment.
  • Access the contract value in times of critical need or health hardships.
  • Protect your loved ones with death benefit protection.
  • Grow your investment without contract, administrative or upfront fees.

Growing and protecting your earnings over time

Here’s a hypothetical example of how it may look to balance growth and protection with a TruStage™ ZoneChoice Annuity.

S&P 500 Index at inflection points

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Focusing on what matters

We’re here to provide you with the tools you need to move forward in your retirement. TruStage is backed by more than 85 years of stability, integrity and tailored support to help you and your family build confidence and trust.

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Helping you retire with confidence

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Annuities help you receive protected lifetime income for life while helping to protect and grow your investment. Our annuity contracts have options to defer taxes or provide legacy benefits. Go forward confidently with products that are reliable and recognized in Barron’s 100 Best Annuities.¹

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Risk control tool


See how a personalized strategy that balances growth potential and a measure of downside protection can help you meet your retirement goals. Use MyComfortZone to see the ZoneChoice Annuity in action.

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