A market index annuity with buffers and floors for risk-reward balance

A man and woman on an outdoor hike discuss their retirement which includes ZoneChoice Annuity from TruStage

Registered index-linked annuity (RILA) with allocation options

With multiple investment options, ZoneChoice Annuity from MEMBERS Life Insurance Company offers you and your financial professional plenty of ways to diversify your investment. You choose the best mix of upside potential and downside protection to fit your lifestyle, risk comfort and retirement goals.

Keep your balance

You've worked hard to build a secure financial future, saving and investing smartly along the way. Diversification has been a key strategy, helping you pursue growth while protecting against loss.

Consider ZoneChoice Annuity the next step in your retirement investing journey. This market index annuity maintains your investment balance, offering multiple investment options and configurable strategies to forge a surefooted path to retirement no matter how the markets move.

Customize your risk-reward mix

ZoneChoice Annuity lets you choose both buffers and floors that help maintain balance.

Buffer: Helps protect you in down markets from index losses up to the buffer and credits you any index loss beyond the buffer
Floor: Helps protect you in down markets from index losses greater than your floor