Skip to Main Content
Grandfather laughing while explaining Zone Choice annuities to his granddaughter
Market index annuities

TruStage™ ZoneChoice Annuity

Help your investment grow confidently and securely with TruStage™ ZoneChoice Annuity from MEMBERS Life Insurance Company. ZoneChoice allows you to diversify your investment with 12 allocation options, giving you flexibility to strike your ideal balance between growth and protection.

TruStage™ ZoneChoice client guide

TruStage™ ZoneChoice fact sheet­

TruStage™ ZoneChoice prospectus

TruStage™ ZoneChoice Flex Transfer

The value of a ZoneChoice Annuity

  • Choose your buffers and floors to balance growth potential and protection.
  • Decide among different allocation options to diversify your investment.
  • Access the contract value in times of critical need or health hardships.
  • Protect your loved ones with death benefit protection.
  • Grow your investment without contract, administrative or upfront fees.

Plan for retirement with a personalized annuity that balances your needs

Traditional investment diversification doesn’t offer you solid protection against investment loss. Yet avoiding risk altogether offers little chance for growth. What if you could create your own, individual balance of protection and growth potential, all in one investment? That’s where ZoneChoice comes in. Count on ZoneChoice to help you craft the most personalized path to the retirement you hope for.

Zone Choice Annuity graph

Here to help

Focusing on what matters

We’re here to provide you with the tools you need to move forward in your retirement. TruStage is backed by more than 85 years of stability, integrity and tailored support to help you and your family build confidence and trust.

Retirement investment products

Helping you retire with confidence

100 Best Annuities Logo

Annuities help you receive protected lifetime income for life while helping to protect and grow your investment. Our annuity contracts have options to defer taxes or provide legacy benefits. Go forward confidently with products that are reliable and recognized in Barron’s 100 Best Annuities.¹

Get more info

Risk control tool


See how a personalized strategy that balances growth potential and a measure of downside protection can help you meet your retirement goals. Use MyComfortZone to see the ZoneChoice Annuity in action.

Try it out

Man hiking outside, with a woman hiking in the background