Balance growth potential and downside protection with a RILA built for your retirement goals

A man and woman outdoors thinking about their retirement which includes ZoneChoice Advantage Annuity from TruStage

Registered index-linked annuity

No two retirement dreams are the same. That's why ZoneChoice Advantage Annuity from MEMBERS Life Insurance Company is built for flexibility. Its features adapt to your risk tolerance. With your financial professional’s help, you’ll dial in returns and risk to match your goals — your way, on your timeline.

Choose the mix that's right for you

With ZoneChoice Advantage Annuity, you're in the driver's seat. You decide how much risk you want to take and how much protection feels right.

Go for more upside potential if you're comfortable with a bit more risk. Or play it safer with steadier returns. Either way, your financial professional and this TruStage® annuity will help make it easier to prepare for the retirement you have in mind.

Customize your risk-reward mix

ZoneChoice Advantage Annuity is a registered index-linked annuity (RILA) with four key features allowing you to dial in the optimal level of upside potential and downside protection.

Boost: Helps preserve growth potential even when market conditions are not ideal
Dual step: Gives you the potential for growth in down or up markets
Buffer: Helps protect you in down markets from index losses up to the buffer and credits you any index loss beyond the buffer
Floor: Helps protect you in down markets from index losses greater than your floor