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A child and mom hug in front of grandparents that are secure in retirement thanks to ZoneChoice Income Annuity from TruStage™.
Registered index-linked annuity

TruStage® ZoneChoice Income Annuity

You've spent a lifetime building your savings. Just because you're ready to retire doesn't mean you have to stop. TruStage® ZoneChoice Income Annuity issued by MEMBERS Life Insurance Company is designed to keep your money working, even when you're not, with guaranteed income plus ongoing upside potential.

No fear of outliving your money

ZoneChoice Income Annuity helps remove worry, giving you the freedom to make confident choices while planning the trips, treating the grandkids and enjoying the occasional splurge.

An annuity that adapts to you

ZoneChoice Income Annuity is a registered index-linked annuity (RILA) that lets you choose from two income benefit options:

  • IncomeGrowth Protection: Best when your priority is the highest minimum guaranteed future income while protecting your account value
  • IncomeGrowth Performance: Best when maximizing contract value and long-term income growth potential is your primary purpose

As a bonus, this annuity offers a double benefit, with two ways to grow your income each year.

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See how your money could grow

Try out the guaranteed income annuity calculator to see ZoneChoice Income Annuity in action.

Guaranteed income calculator

TruStage® ZoneChoice Annuity

A registered index-linked annuity (RILA) with multiple allocation options for enhanced flexibility

Build your mix today 

TruStage® ZoneChoice Advantage Annuity

A RILA with more choice and more control

Customize it your way

TruStage® ZoneChoice MaxProtect Fixed Annuity

A fixed annuity offering stability and protection with no added fees

Protect your future

TruStage® Single Premium Immediate Annuity

A guaranteed income annuity that turns your savings into steady lifetime payments

Start your income stream

TruStage® Future Income Annuity

An income annuity that builds value today for income tomorrow

Grow your future income