Can you cash out a life insurance policy before death?

Whether you can get cash from your life insurance policy before death depends on what kind of policy you have. Learn if your policy is eligible.

Don’t assume that, if a loved one passes away, you will automatically be contacted by their life insurance company. If you think someone might have left you some money from a life policy, there are things you can do to find out.

Many people tend to believe you need to reach a certain age to qualify for—or even to consider getting life insurance. However, there are a few reasons why buying a policy as early as your 30s could make sense for you and your family. Let’s look at how insurance could be beneficial throughout your lifetime.

The short answer is—it could. Consumers should understand how credit scores may impact insurance options and premiums.

It’s been a gag in more than one comedic movie: A character begs to borrow their friend’s car, promising that they will never get in an accident while driving their friend’s beloved vehicle. Then, in the very next scene, the borrower gets their friend’s car into a fender bender or worse. Here’s what you should know before you let a friend borrow your car.

Before you spend the cold months curled up on the couch with a good book or your favorite shows, there are a few steps you can take in the fall to make winter as trouble-free as possible for your home. Let’s look at some of the things you may want to consider as winter approaches.

Some celebrity financial advisers tell their followers not to get life insurance unless they have children. Is this always good advice? Read on to consider some situations where an individual with no children may want to think about buying life insurance.

The answer is - it depends. Are you working from home or operating a home-based business? Learn how to figure out which type of insurance coverage you need to fit your working lifestyle.

Interested in starting some end-of-the-year budget planning but unsure where to begin? Here are five strategies you can use to head into the new year set up for success.

As of 2020, women earned 84% of what men earned. Based on this estimate, women would need 42 days of extra work to earn what men did in the same year(1). So how does it look like when we go deeper and examine the impact of the gender wage gap in a minority group such as Latinas and what can we do about it? Let’s find out.

Many insurance providers are more than willing to work with you to catch up on payments and bring your policy back into good standing. But you’ll never know if you don’t try.

Life insurance can be a difficult concept to comprehend, especially for recent immigrants or many bi-cultural Hispanics. Why is that? Let’s take a moment to think about Hispanic heritage and how life insurance helps build generational financial security.

There’s a lot of information out there about car insurance, and it’s not always easy to know what’s true and what’s not. We’re going to look at seven common beliefs that some people have about car insurance and explore why they may or may not be myths. That way, you should be in a better position when evaluating your insurance options to help keep you and your loved ones protected.

Considering life insurance? Use this information to understand term and whole life insurance. Learn how the coverages work and what makes term and whole life insurance different.

How does having a disability affect a person’s ability to get life insurance? Do insurers provide special coverage for people with disabilities? Read on to find out more.

If you’re thinking of purchasing either a condominium or a townhouse, you’re not alone. Condos and townhouses continue to rise in popularity as more people seek to avoid the upkeep involved with owning and maintaining a large traditional house and yard. But, like other homes, both condos and townhouses still need insurance. Not sure which kind of insurance you need for each type of home? Let’s look at the difference between condos and townhouses, which will help us understand why they need different types of insurance.