What is Accidental Death and Dismemberment Insurance?

Burial insurance, also known as funeral coverage or preneed insurance, is designed to help your family manage end-of-life expenses. Preparing to handle the cost of funeral arrangements and other end-of-life services could provide relief in a difficult time.

These days, many insurance companies offer customers options to the traditional ways of applying for life insurance, which included getting a medical exam and answering detailed health questions. Today, both term life and whole life insurance are sometimes available without a requirement for an exam and, in some cases, with only a few health questions or none at all. But there are key differences between the different options. Understanding them will help you choose the policy that’s right for you.

Incorporating a life insurance policy into your estate plan could help you manage a range of financial factors from everyday bills to taxes. Let’s discuss the basics of estate planning and why life insurance may be a helpful tool for you.

It's not unusual to have some questions about a loved one’s life insurance arrangements. Watch this video to learn more about how to locate a life insurance policy document and how to confirm if you’re a life insurance beneficiary.

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Life insurance could be an important tool for senior parents and their families as they plan for end-of-life expenses. Knowing which type of coverage would be best can be a complicated question, and the answer will depend on your individual needs and budget. You’re not alone in considering why your parents need life insurance, so let’s learn more.

Let's take a look at some of the factors life insurance underwriters review when evaluating risk and approving insurance coverage.

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Marriage can be an exciting chapter in life, filled with shared responsibilities and future planning. In this video, we explore how life insurance can help protect newlyweds’ joint financial commitments, support growing families, and adjust to changing circumstances like retirement or divorce. Whether you're just starting out or reassessing your policy after years of marriage, understanding how life insurance fits into your journey can help provide financial security for your loved ones.

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You probably know that life insurance pays money to your loved ones after you die. (It’s called a “death benefit.”) But some types of life insurance may also give you money to use while you’re still alive. They build what’s known as “cash value.” One of the possible uses for that money is as retirement savings.

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Wondering how to save money on groceries? We’re all feeling the effects of increased prices at the store. From 2021 to 2022, U.S. grocery prices rose by 11%. (1) In 2025, prices for all food are predicted to increase an additional 2.4%. (2)

Accidental Death & Dismemberment (AD&D) insurance is designed specifically to cover certain accidents. It provides a payout in the event of death or permanent physical injury due to a covered accident. AD&D insurance is very different from traditional life insurance. Depending on your needs, you may want both kinds of coverage.

Living insurance is another name for a type of insurance that has been around for a while — it’s also sometimes called Accidental Death and Dismemberment (AD&D) Insurance. Sound familiar? Let's learn more.

Watch this video to learn what makes AD&D and life insurance unique, and understand which options could be the right fit for you and your loved ones.

In this video, find out how AD&D insurance is different than life insurance and how it could make a big difference if there’s a loss of income in certain accidental scenarios.