Do life insurance policies have suicide exclusions?

Buying life insurance at a young age could include benefits like lower rates, flexible options and comfort knowing there’s cushion for anything in the future.

Learn about the different parts of a life insurance policy. From the benefits to claims, settlements and endorsements. It's important that you know your rights.

Burial insurance, also known as funeral coverage or preneed insurance, is designed to help your family manage end-of-life expenses. Preparing to handle the cost of funeral arrangements and other end-of-life services could provide relief in a difficult time.

These days, many insurance companies offer customers options to the traditional ways of applying for life insurance, which included getting a medical exam and answering detailed health questions. Today, both term life and whole life insurance are sometimes available without a requirement for an exam and, in some cases, with only a few health questions or none at all. But there are key differences between the different options. Understanding them will help you choose the policy that’s right for you.

Let’s break down how driving records work, why they matter to insurance companies and what you can do to keep your premiums as low as possible.

If you give your friend permission to drive your car, and they get into an accident, will your insurance cover it? Here’s what you should know before you let a friend borrow your car.

Are you wondering what condo insurance is designed to cover? From theft to accidents, learn how condo insurance could offer coverage for your property, personal belongings and more.

When you move from one apartment to another, you want to be reassured that your belongings will arrive safe and sound. Make sure your renters insurance does the same.

Losing a loved one to suicide is a tragedy no family should have to face. When this unfortunate event does occur, family members may wonder if they will be able to collect on their loved one’s insurance policy, if such a policy exists. The answer is, it depends.

Life insurance could be an important tool for senior parents and their families as they plan for end-of-life expenses. Knowing which type of coverage would be best can be a complicated question, and the answer will depend on your individual needs and budget. You’re not alone in considering why your parents need life insurance, so let’s learn more.

Let's take a look at some of the factors life insurance underwriters review when evaluating risk and approving insurance coverage.

Talking about life insurance with loved ones can be difficult. Here are some tips you can use to start the discussion and make picking a good plan possible.

While you can’t control the cost of goods and services, there are a few things you can do to better understand what is happening and to weather this challenging time. Learn more.

You probably know that life insurance pays money to your loved ones after you die. (It’s called a “death benefit.”) But some types of life insurance may also give you money to use while you’re still alive. They build what’s known as “cash value.” One of the possible uses for that money is as retirement savings.

Building wealth is typically a gradual process that requires preparation and patience. For some, it may even involve learning new skills like budgeting and investing. Here are 13 financial habits that could help you build wealth into the future.

Wondering how to save money on groceries? We’re all feeling the effects of increased prices at the store. From 2021 to 2022, U.S. grocery prices rose by 11%. (1) In 2025, prices for all food are predicted to increase an additional 2.4%. (2)

Accidental Death & Dismemberment insurance pays out when you either die or are injured in an accident. Contact TruStage to learn more about adding AD&D to a traditional life insurance policy.

Accidental Death & Dismemberment (AD&D) insurance is designed specifically to cover certain accidents. It provides a payout in the event of death or permanent physical injury due to a covered accident. AD&D insurance is very different from traditional life insurance. Depending on your needs, you may want both kinds of coverage.

Living insurance is another name for a type of insurance that has been around for a while — it’s also sometimes called Accidental Death and Dismemberment (AD&D) Insurance. Sound familiar? Let's learn more.

Watch this video to learn what makes AD&D and life insurance unique, and understand which options could be the right fit for you and your loved ones.