Tailored insurance
Specialty Commercial Programs
TruStage® Specialty Commercial Programs are designed to help niche markets or classes of business protect what matters. Programs are administered and underwritten through partners with expert knowledge in their specific industry.
Our Specialty Commercial Programs offer:
- Countrywide admitted and non-admitted underwriting capabilities
- Managed market penetration and geographic spread
- Coverage enhancements and pricing flexibility
- Expert third-party claims administration partnerships
- Annual product filings and investments
Product availability on a multi-line and mono-line basis:
- Commercial general liability
- Commercial property
- Commercial auto
- Commercial inland marine
- Commercial umbrella
- Commercial professional liability
- Crime bond
2025 three-year performance
Revenue: $6.1B
2024: $5.7B
2023: $5.5B
Total surplus: $4.3B
2024: $3.6B
2023: $2.9B
Net income: $312M
2024: $258M
2023: $224M
Assets*: $49.7B
2024: $47.5B
2023: $45.0B
*Liabilities for 2025 at $45.4B
A trusted carrier partner with niche insurance experience
The companies behind TruStage have been active in the credit union industry since 1935; 84% of credit unions are our property and casualty customers. Since 2018, we have partnered with program administrators that have in-depth industry and underwriting knowledge with tailored insurance in their niche markets, including:
- Professional / consultants
- Manufacturing
- Commercial property
- Habitation / real estate
- Retail
- Construction
A (Excellent)
A.M. Best Company
Third-highest rating of 16 affirmed December 2025
XII
A.M. Best Company
Financial Size Category
$1B to $1.25B adjusted policyholder's surplus