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TruStage® Stablecoin

The Modern Payments Tool Built for Credit Unions

Introducing TruStage Stablecoin — a fully reserved, institution focused stablecoin designed exclusively for the credit union system.
A representative explains TruStage stablecoin features to a group of credit union professionals.

As one of the first stablecoins designed specifically for credit unions, TruStage Stablecoin ($TSDA) enables faster, lower cost and more efficient digital payments for credit unions. TruStage Stablecoin strengthens TruStage's partnership with credit unions by supporting your ability to thrive and remain competitive in today's evolving marketplace.

A trusted evolution in money movement

The way that people and organizations move money is evolving rapidly. Stablecoins are proliferating across fintechs and banks, while legacy rails like ACH and wires continue to be slow, costly and operationally complex.

TruStage Stablecoin empowers credit unions to stay competitive, retain control of their payment ecosystem, manage risk, maintain strong governance and adapt to a rapidly changing landscape.

What we're introducing

TruStage Stablecoin is a modern, secure stablecoin to be issued by an affiliate of TruStage and backed 1:1 with cash and cash-equivalent reserves. It provides credit unions with faster, more efficient ways to send and receive money.

Credit unions access the stablecoin through a simple hosted wallet, which does not require any core integration or infrastructure changes. This allows financial institutions to begin using modern payment capabilities quickly and safely.

Why it matters for credit unions

TruStage Stablecoin enables credit unions to move money instantly, 24/7, reducing delays associated with ACH and wires. This improves operational efficiency, decreases reconciliation errors and supports faster back-office workflows.

Immediate operational value

Our hosted wallet eliminates the need for full core integration, enabling low friction onboarding within days, not weeks or months. Benefits include:

  • Faster settlement
  • Lower payment costs
  • Streamlined treasury operations
  • Fewer errors and manual processes

Built for safety, stability and trust

Credit unions can adopt TruStage Stablecoin with confidence. The program is firmly grounded in:

  • 1:1 reserve backing in high quality liquid assets quality
  • Alignment with federal and state credit union regulatory guidance
  • Streamlined treasury operations
  • Institution controlled custody with strong security protocols

This is modern payment infrastructure built with the same discipline, security and governance credit unions know and expect from TruStage.

TruStage Stablecoin: rollout of phase 1 use cases

The initial phase of TruStage Stablecoin focuses on high value, institution level transactions credit unions already perform:

B2B payments

Send and receive funds directly through the issuer

Loan participations

Settle participation transactions instantly with greater accuracy and reduced operational burden

Inter-credit union transfers

Move money between participating credit unions in seconds

As we learn from early adopters, future phases may include expanded availability, deeper integrations and additional functionality — each introduced thoughtfully and in collaboration with participating credit unions.

Let's talk

Connect with your TruStage representative or get in touch with TruStage Ventures.

Learn more

To explore how TruStage Stablecoin can help modernize your credit union's payment capabilities and to see if your credit union could be a good fit for the initial phase, please connect with your TruStage representative or get in touch with TruStage Ventures.

Contact us

Why TruStage

With more than 90 years as the credit union system's longest‑standing financial services partner, TruStage remains committed to supporting your growth, reinforcing operational strength and helping you evolve to meet you and your members changing needs. Through TruStage Stablecoin, we are extending that partnership into the next generation of digital payments. Building, maintaining and governing a stablecoin program is complex so let us handle the heavy lifting so you can stay focused on what matters most, serving members.