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Registered index-linked annuities

TruStage™ Zone Income Annuity

Guarantee lifetime income while growing your investment. TruStage™ Zone Income Annuity from MEMBERS Life Insurance Company is an insurance contract that lets you set a limit on market losses and receive interest based on the performance of your choice of market indexes.

TruStage™ Zone Income client guide

TruStage™ Zone Income Annuity fact sheet

TruStage™ Zone Income prospectus
A family celebrates a moment together while talking about Zone Income annuities

The value of a TruStage™ Zone Income Annuity

  • Allocate your purchase payment into index options or a declared rate account.
  • Adjust your allocation options to reset your comfort zone each year.
  • Help protect your loved ones with a return of premium (ROP) death benefit.
  • Combine risk-controlled, market-based growth opportunities with protected lifetime income.

A new way to plan for retirement

Traditional investment diversification doesn’t offer protection. Avoiding risk altogether offers no chance for growth, and many growth-oriented investments don’t offer the opportunity for income. Zone Income lets you enjoy growth opportunities with a measure of downside protection. With Zone Income, you’re in control.

Zone Income graph

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Stay one step ahead

We’re committed to helping families like yours prepare for what’s next. Our expertise enables us to understand your needs and help you navigate through all stages of retirement.

Retirement investment products

Helping you retire with confidence

Annuities help you receive protected lifetime income for life while helping to protect and grow your investment. Our annuity contracts have options to defer taxes or provide legacy benefits.