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Registered index-linked annuities

TruStage™ Zone Income Annuity

Guarantee lifetime income while growing your investment. TruStage™ Zone Income Annuity from MEMBERS Life Insurance Company is an insurance contract that lets you set a limit on market losses, receive interest based on the performance of up to three market indexes, and withdraw funds immediately.


TruStage™ Zone Income client guide

TruStage™ Zone Income Annuity fact sheet

TruStage™ Zone Income prospectus
A family celebrates a moment together while talking about Zone Income annuities

The value of a TruStage™ Zone Income Annuity

  • Allocate your purchase payment into three index options or a declared rate account.
  • Start withdrawing funds immediately.
  • Adjust your allocation options to reset your comfort zone each year.
  • Help protect your loved ones with a return of premium (ROP) death benefit.

Helping secure your earnings over time

Here’s a hypothetical example of how it may look to limit your losses and receive performance-based interest with a TruStage™ Zone Income Annuity.

S&P 500 Index at inflection points

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We’re committed to helping families like yours prepare for what’s next. Our expertise enables us to understand your needs and help you navigate through all stages of retirement.

Retirement investment products

Helping you retire with confidence

Annuities help you receive protected lifetime income for life while helping to protect and grow your investment. Our annuity contracts have options to defer taxes or provide legacy benefits.