Do I need insurance if I’m subletting?

It's not unusual to have some questions about a loved one’s life insurance arrangements. Watch this video to learn more about how to locate a life insurance policy document and how to confirm if you’re a life insurance beneficiary.

Owning a home is a major milestone, but did you know it could also affect your life insurance needs? Explore how becoming a homeowner changes your financial responsibilities and why it’s important to consider life insurance alongside your homeowner’s insurance whether you're a first-time buyer or a seasoned homeowner.

Having children changes everything. As your family grows, your policy needs to be able to keep up. Watch this video to learn how life insurance can help provide crucial coverage for your family at every stage of life, from early childhood to college years and beyond.

If you’ve wondered why life insurance premiums are different from person to person, the answer often comes down to a process called underwriting. This is the process where insurers review certain risk factors to help determine the cost of coverage. This video explains how life insurance premiums are calculated and why factors like age, health, lifestyle, and policy choices can influence pricing.

Renting is a well-understood topic, but that isn’t necessarily the case for a similar topic: subletting. So, let’s look at subletting and learn why subletters should consider renters insurance.

The typical homeowners insurance plan helps protect you against damage to your physical home, but what about your belongings? Personal property insurance coverage is the section in your homeowners insurance policy that covers your personal possessions in the event of a covered loss. But do you have enough coverage?

Let's look at common questions about auto insurance and the gig economy in simple terms, so you can better understand what coverage may apply.

You may have heard some insurance companies talk about their monitored programs for good drivers. These programs provide discounts to drivers who demonstrate safety and responsibility. How can insurance companies know that you’re a safe driver? Usually, they rely on the information they collect from special equipment they install in the vehicle. They’re known as insurance trackers or telematics.

Marriage can be an exciting chapter in life, filled with shared responsibilities and future planning. In this video, we explore how life insurance can help protect newlyweds’ joint financial commitments, support growing families, and adjust to changing circumstances like retirement or divorce. Whether you're just starting out or reassessing your policy after years of marriage, understanding how life insurance fits into your journey can help provide financial security for your loved ones.

Insurance providers look at many factors when reviewing life insurance applications. Here are 8 habits that could impact whether you qualify and your coverage price.

Some people think of life insurance as something extra, something you don’t need. You and your family might actually get a lot out of life insurance coverage. It may help to take care of many of the costs you might leave behind after you die.

Couples often share different household responsibilities, such as providing income and childcare. Each person’s contributions bring value that would be lost without them. Let’s discuss why it could be important for both you and your spouse to have life insurance for that very reason.

Learning more about financial planning and the role of a financial planner could help consumers better understand their options and make more informed decisions about their financial future.

Members of the Black community have understandable reasons for putting off life insurance. But they also face challenges that make it important to look into life coverage as early in life as possible.

The short answer is—it could. Consumers should understand how credit scores may impact insurance options and premiums.

Each February, Black History Month is celebrated around the world. A great way to celebrate and help support your family’s financial future is learning about life insurance. Today, we learn about generational wealth and the importance of life insurance for the Black family.

Accidental death and dismemberment (AD&D) insurance offers coverage beyond traditional life insurance. Explore nine AD&D benefits below to learn how it could help protect you and your family.

Have you been shopping for insurance to help protect your loved ones? If so, you may have considered term life insurance. But you might also have considered accidental death and dismemberment (AD&D) insurance. Although they might sound similar, term life and AD&D offer very distinct kinds of coverage. Read on to understand the differences.

What’s the difference between life insurance and accidental death & dismemberment insurance? While both options can help protect your family’s financial future, there are some key differences you should know. Watch this video to learn what makes AD&D and life insurance unique, and understand which options could be the right fit for you and your loved ones.

Are you wondering what Accidental Death and Dismemberment (AD&D) insurance is and how it could help protect you and your family’s financial future? Find out how this type of coverage is different than life insurance and could make a big difference if there’s a loss of income in certain accidental scenarios.