Should I consider getting life insurance?

Applying for life insurance can be a simpler process than many people think. In this short video, you’ll learn what information and documents you should have on hand when you apply, plus some tips that can make the process as smooth as possible for you and your family.

Can you get life insurance for your parents? The short answer is often yes, but there are some important steps and considerations to know before applying. In this video, we’ll walk through what it takes to get coverage for your parents - from getting consent to choosing the right type of policy. You’ll also learn what “insurable interest” means and how to make sure the coverage amount matches your family’s actual needs.

Life insurance can help provide a financial safety net for your family after you’re gone and may ease financial pressures during an already difficult time. In this short video, see why many people, like you, include life insurance in their plans to help support their families’ future needs, when they’re no longer able to.

Curious about the differences between whole life and term life insurance? These common types of coverage could both help protect your family’s well-being, but each comes with distinct advantages. This video explores what you should know about these two policies, so you can feel empowered to make informed decisions about your financial future.

If you rent your home, you may wonder whether you’re covered under your landlord’s insurance policy. Many renters are surprised to learn that a landlord policy isn’t designed to protect a tenant’s personal belongings at all. Understanding how different types of coverage compare can help clear up any confusion.

You might see your home’s value rise and wonder if your insurance will match it. Home value and insurance coverage don’t always move together — and knowing the difference can save you stress. Here's a quick breakdown of what really matters.

Many of us realize that our credit scores can impact our lives. They might even affect whether or not we get a loan or even a new job. But did you know that the price of your car insurance can also be related to your credit score?

If you own a car, you may wonder, "Does car insurance cover repairs?”. That’s a common question, especially if your vehicle is older and requires more frequent trips to the mechanic. In general, car insurance is designed to help with unexpected events such as accidents, not routine upkeep. There are some types of policies or policy add-ons, however, that could offer financial assistance related to maintenance. Those are known as car repair insurance or car maintenance insurance.

Some people think of life insurance as something extra, something you don’t need. You and your family might actually get a lot out of life insurance coverage. It may help to take care of many of the costs you might leave behind after you die.

Couples often share different household responsibilities, such as providing income and childcare. Each person’s contributions bring value that would be lost without them. Let’s discuss why it could be important for both you and your spouse to have life insurance for that very reason.

A cancer diagnosis changes many things - but it doesn’t always mean life insurance is out of reach. Whether you’ve had cancer yourself or it runs in your family, there are still options to help you protect your loved ones. In this video, we’ll explain how cancer can impact your life insurance application, what insurers look for and the types of coverage that may still be available. You’ll learn how factors like health history, treatment stage and risk ratings can influence your options - and why it’s worth exploring coverage even after a diagnosis.

If you smoke, you might assume life insurance is out of reach - but the truth is, you still have options. Whether you use tobacco, vape, or cannabis products, there are coverage types that may work for your situation and your budget. In this video, we’ll walk through what to consider when applying for life insurance as someone who smokes - from understanding coverage types to knowing when and how to apply. You’ll also learn why it’s important to be honest during the process and how quitting down the line could help reduce your rates.

Members of the Black community have understandable reasons for putting off life insurance. But they also face challenges that make it important to look into life coverage as early in life as possible.

The short answer is—it could. Consumers should understand how credit scores may impact insurance options and premiums.

Each February, Black History Month is celebrated around the world. A great way to celebrate and help support your family’s financial future is learning about life insurance. Today, we learn about generational wealth and the importance of life insurance for the Black family.

Interest rates influence the cost of taking out loans and the amount you could earn on investments, including savings accounts. Understanding how rates work can help you make the right decisions for your money.

What’s the difference between life insurance and accidental death & dismemberment insurance? While both options can help protect your family’s financial future, there are some key differences you should know. Watch this video to learn what makes AD&D and life insurance unique, and understand which options could be the right fit for you and your loved ones.

Are you wondering what Accidental Death and Dismemberment (AD&D) insurance is and how it could help protect you and your family’s financial future? Find out how this type of coverage is different than life insurance and could make a big difference if there’s a loss of income in certain accidental scenarios.

Most people know at least a little bit about what life insurance is, but what’s the big deal about Accidental Death and Dismemberment Insurance? What is it? Why is its name so long? Does anybody even have it?

Accidental Death & Dismemberment (AD&D) insurance is designed specifically to cover certain accidents. It provides a payout in the event of death or permanent physical injury due to a covered accident. AD&D insurance is very different from traditional life insurance. Depending on your needs, you may want both kinds of coverage.