You may have heard some insurance companies talk about their monitored programs for good drivers. These programs provide discounts to drivers who demonstrate safety and responsibility. How can insurance companies know that you’re a safe driver? Usually, they rely on the information they collect from special equipment they install in the vehicle. They’re known as insurance trackers or telematics.

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In most states, you can buy car insurance for someone else. The question is - should you? Let's talk about the pros and cons of buying auto insurance for someone else.