You may have heard some insurance companies talk about their monitored programs for good drivers. These programs provide discounts to drivers who demonstrate safety and responsibility. How can insurance companies know that you’re a safe driver? Usually, they rely on the information they collect from special equipment they install in the vehicle. They’re known as insurance trackers or telematics.

Thinking about buying a car, SUV or truck? This free auto calculator will help you figure your total monthly car loan payment for a new or used vehicle.

In many states, you can buy car insurance for a family member. However, consider the pros and cons before you buy auto insurance for someone else.