Good for you—you’ve decided to get auto insurance. But wow, maybe you weren’t ready for the legal lingo and technical terminology in an auto insurance policy. Help is here! These are a few common terms and phrases that you’ll need to understand to make sure you get the right coverage for YOU.

Generally speaking, there are seven types of auto insurance that cover the biggest risks of owning a car. If you have a unique car or special driving needs, don’t worry—you will likely be able to find an auto insurance plan that fits you.

Let's be honest—reading an auto insurance policy is no fun. After all, an insurance policy is actually a legal contract. It’s full of technical legal language and insurance jargon—it’s not exactly a page-turner. Still, it's a good idea to sit down and read your policy and make sure you understand it.