What happens when term life insurance ends?

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Some people are surprised to learn that term life insurance isn't permanent.

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It provides coverage for a set period, typically during times of higher financial responsibility,

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like raising a family or paying off a mortgage. Term life can be a smart choice

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for many people because it offers coverage that fits a range of budgets,

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depending on the length of your policy.

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Your coverage may end when you're in your 50s or older,

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so what happens when that term ends?

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Your coverage may expire, but your options don't have to.

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You may be able to renew your policy or explore other types of coverage.

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Just know that costs could be higher based on your age or health at that time.

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Another option you may be able to convert your term policy to whole life insurance.

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No medical exam required and gain lifetime protection.

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Want your money back If you don't use your coverage?

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A return of premium rider could be worth exploring.

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You'll pay a bit more, but if you outlive your policy, you could get your premiums back.

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Life insurance can feel complicated, but you don't have to figure it out alone.

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Explore and get answers at www.trustage.com.