Who needs life insurance? Exploring different life stages and coverage options

It's not unusual to have some questions about a loved one’s life insurance arrangements. Watch this video to learn more about how to locate a life insurance policy document and how to confirm if you’re a life insurance beneficiary.

Owning a home is a major milestone, but did you know it could also affect your life insurance needs? Explore how becoming a homeowner changes your financial responsibilities and why it’s important to consider life insurance alongside your homeowner’s insurance whether you're a first-time buyer or a seasoned homeowner.

Having children changes everything. As your family grows, your policy needs to be able to keep up. Watch this video to learn how life insurance can help provide crucial coverage for your family at every stage of life, from early childhood to college years and beyond.

If you’ve wondered why life insurance premiums are different from person to person, the answer often comes down to a process called underwriting. This is the process where insurers review certain risk factors to help determine the cost of coverage. This video explains how life insurance premiums are calculated and why factors like age, health, lifestyle, and policy choices can influence pricing.

Electric vehicles (EVs) are changing the way we drive - they’re quiet, efficient, and better for the environment. But one question many new EV owners have is: Are electric vehicles more expensive to insure? In this video, we’ll explain what makes EV insurance different, what factors affect your premiums, and how owning an electric car can still be a smart financial decision. You’ll get a clear picture of what to expect, plus simple ways to make informed choices about your coverage.

Many people are noticing that their auto insurance rates have gone up - sometimes by a lot. Even safe drivers are paying more. So, what’s behind the rising costs? In this video, we’ll break down the main reasons car insurance rates are increasing, what’s within your control, and what steps you can take to help manage your premium. You’ll walk away with a clearer understanding of what’s driving these changes and how to make informed choices about your coverage.

Your landlord's insurance covers only the apartment you're subletting, not your possessions. Without insurance of your own, you could be left to cover all fire, flood, burglary, or other loss expenses yourself.

The typical homeowners insurance plan helps protect you against damage to your physical home, but what about your belongings? Personal property insurance coverage is the section in your homeowners insurance policy that covers your personal possessions in the event of a covered loss. But do you have enough coverage?

Choosing the right life insurance is a personal decision because every person has unique goals, family needs and financial situations. In this article, we'll walk through a few common life situations to show how different types of coverage may fit a range of needs.

Many people ask, "Can a child get life insurance for a parent?" Assuming that child is an adult, and goes through the proper steps, the answer is often "yes." Here's how it works.

Marriage can be an exciting chapter in life, filled with shared responsibilities and future planning. In this video, we explore how life insurance can help protect newlyweds’ joint financial commitments, support growing families, and adjust to changing circumstances like retirement or divorce. Whether you're just starting out or reassessing your policy after years of marriage, understanding how life insurance fits into your journey can help provide financial security for your loved ones.

Insurance providers look at many factors when reviewing life insurance applications. Here are 8 habits that could impact whether you qualify and your coverage price.

Managing money can sometimes feel overwhelming. Between everyday expenses, saving for the future and planning for major life events, it may feel hard to know what to prioritize and where to begin. Learning more about financial planning and the role of a financial planner could help consumers better understand their options and make more informed decisions about their financial future.

Members of the Black community have understandable reasons for putting off life insurance. But they also face challenges that make it important to look into life coverage as early in life as possible.

The short answer is—it could. Consumers should understand how credit scores may impact insurance options and premiums.

Each February, Black History Month is celebrated around the world. A great way to celebrate and help support your family’s financial future is learning about life insurance. Today, we learn about generational wealth and the importance of life insurance for the Black family.

Accidental death and dismemberment (AD&D) insurance offers coverage beyond traditional life insurance. Explore nine AD&D benefits below to learn how it could help protect you and your family.

Have you been shopping for insurance to help protect your loved ones? If so, you may have considered term life insurance. But you might also have considered accidental death and dismemberment (AD&D) insurance. Although they might sound similar, term life and AD&D offer very distinct kinds of coverage. Read on to understand the differences.

What’s the difference between life insurance and accidental death & dismemberment insurance? While both options can help protect your family’s financial future, there are some key differences you should know. Watch this video to learn what makes AD&D and life insurance unique, and understand which options could be the right fit for you and your loved ones.

Are you wondering what Accidental Death and Dismemberment (AD&D) insurance is and how it could help protect you and your family’s financial future? Find out how this type of coverage is different than life insurance and could make a big difference if there’s a loss of income in certain accidental scenarios.