Insurance Guide

How to build an emergency fund

From job loss to car repairs, unexpected expenses can quickly throw a wrench in your budget. That’s where an emergency fund can help. Whether you’re just beginning to save or looking for ways to strengthen your safety net, you’ll find approachable tips to help you feel more prepared and confident for whatever comes next. [3 min]

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We’re on a mission to make a brighter financial future accessible to everyone. Dedicated to helping more people — in more ways — make confident financial decisions at every stage.

No kids? Learn why you should still consider life insurance.

Why should I consider life insurance if I don’t have kids?

There are different situations where an individual with no children may still need life insurance. Keep reading to learn which one applies to you.

4 min read

Filial responsibility and life insurance

What are filial responsibilities? Some states have laws that basically require children have a duty to provide certain financial support to their parents. Read more about filial responsibility laws and how insurance may provide a solution.

Sep 3

4 min read
Does your college student need renters insurance?

Though landlords often have their own insurance, their policy typically only covers damages to the building itself. That’s why renters insurance was designed to help college students protect their belongings and finances.

Aug 27

4 min read
Should you have more than one life insurance policy?

There may be many good reasons to have multiple life insurance policies, but should you? Let's explore the pros and cons.

Aug 20

3 min read

Life insurance

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Most people hate the thought of reading a life insurance policy (or any insurance policy, for that matter). However, if you can find the time and the patience, it's a good idea to read through your whole policy. If you do, you'll understand your policy better.

1 min read

A husband and wife sit on a couch with a financial professional to discuss the importance of burial insurance.

What is burial insurance?

Burial insurance, also known as funeral coverage or preneed insurance, is designed to help your family manage end-of-life expenses. Preparing to handle the cost of funeral arrangements and other end-of-life services could provide relief in a difficult time.

3 min read

Property insurance

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Does your college student need renters insurance?

Though landlords often have their own insurance, their policy typically only covers damages to the building itself. That’s why renters insurance was designed to help college students protect their belongings and finances.

4 min read

Learn seven common myths about auto insurance.

7 car insurance myths you should know about

There’s a lot of information out there about car insurance, and it’s not always easy to know what’s true and what’s not. We’re going to look at seven common beliefs that some people have about car insurance and explore why they may or may not be myths. That way, you should be in a better position when evaluating your insurance options to help keep you and your loved ones protected.

3 min read

How does my driving record impact auto insurance?

Your history behind the wheel tells insurers a lot about you, and how much they think you should pay for car insurance. Let’s break down how your driving record works, why it matters to insurance companies and what you can do to keep your premiums as low as possible.

3 min read

A dad giving his daughter the keys to her new car

My friend got into an accident while driving my car

If you give your friend permission to drive your car, and they get into an accident, will your insurance cover it? Here’s what you should know before you let a friend borrow your car.

4 min read

Life events

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Losing a loved one to suicide is a tragedy no family should have to face. When this unfortunate event does occur, family members may wonder if they will be able to collect on their loved one’s insurance policy, if such a policy exists. The answer is, it depends.

2 min read

A woman and her son visiting her elderly father at home

Do my senior parents need life insurance?

Life insurance could be an important tool for senior parents and their families as they plan for end-of-life expenses. Knowing which type of coverage would be best can be a complicated question, and the answer will depend on your individual needs and budget. You’re not alone in considering why your parents need life insurance, so let’s learn more.

4 min read

Money management

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You probably know that life insurance pays money to your loved ones after you die. (It’s called a “death benefit.”) But some types of life insurance may also give you money to use while you’re still alive. They build what’s known as “cash value.” One of the possible uses for that money is as retirement savings.

4 min read

A man and woman sit with a financial advisor and discuss different ways to build wealth.

13 financial habits that could help you build wealth

Building wealth is typically a gradual process that requires preparation and patience. For some, it may even involve learning new skills like budgeting and investing. Here are 13 financial habits that could help you build wealth into the future.

5 min read

Accidental death and dismemberment

AD&D

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Father with dual prosthesis thankful for his disability insurance coverage so he can share special moments with his family

What is Accidental Death and Dismemberment Insurance?

Most people know at least a little bit about what life insurance is, but what’s the big deal about Accidental Death and Dismemberment Insurance? What is it? Why is its name so long? Does anybody even have it?

2 min read

Two construction workers talking over their lunch break

Why is Accidental Death & Dismemberment not considered life insurance?

Accidental Death & Dismemberment (AD&D) insurance is designed specifically to cover certain accidents. It provides a payout in the event of death or permanent physical injury due to a covered accident. AD&D insurance is very different from traditional life insurance. Depending on your needs, you may want both kinds of coverage.

4 min read

A mother picking up her children at their grandparents' house

What is living insurance?

Living insurance is another name for a type of insurance that has been around for a while — it’s also sometimes called Accidental Death and Dismemberment (AD&D) Insurance. Sound familiar? Let's learn more.

3 min read

Family discussing the importance of life insurance and accidental death and dismemberment insurance while playing a board game.

Accidental Death & Dismemberment and life insurance: Exploring the basics

Watch this video to learn what makes AD&D and life insurance unique, and understand which options could be the right fit for you and your loved ones.

1 min and 1 sec watch

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We’re on a mission to make a brighter financial future accessible to everyone. Dedicated to helping more people — in more ways — make confident financial decisions at every stage.