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What is Accidental Death and Dismemberment Insurance?

Most people know at least a little bit about what life insurance is, but what’s the big deal about Accidental Death and Dismemberment Insurance? What is it? Why is its name so long? Does anybody even have it? [2 min]
Father with dual prosthesis thankful for his disability insurance coverage so he can share special moments with his family

Life insurance

Life insurance

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Life events

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Accidental death and dismemberment

AD&D

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