To make a smart insurance purchase decision it helps to have a basic understanding of what insurance does and of the different kinds of insurance available. You’ll find that information here.
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Introduction to life insurance
Ask yourself this question: If you were to die, would your family struggle to pay for your funeral, the mortgage or daily living expenses?
What are the different types of life insurance?
A life insurance policy is a contract with an insurance company. In exchange for premium payments, the insurance company provides a lump-sum payment (known as a death benefit) to beneficiaries—a designated person or group that receives the benefit—upon the insured person’s death.