Understanding Insurance

Learn more about life insurance to see how it fits into your financial plan. This info will help you make an informed decision about how to protect your family's financial security.

A life insurance policy is a contract with an insurance company. In exchange for premium payments, the insurance company provides a lump-sum payment (known as a death benefit) to beneficiaries—a designated person or group that receives the benefit—upon the insured person’s death.

We know just how confusing and complicated life insurance can be. We also know it's our responsibility to pass on that knowledge to you and help you understand the terms of your policy.