Preparing & Protecting

Get to know insurance types and purposes

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What is accidental death and dismemberment insurance?

AD&D insurance is a type of insurance that pays out when you either die or are injured in an accident of some kind. It’s not life insurance, since it doesn’t cover you for anything natural, only accidents, and it also covers injuries, not just death.

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Do life insurance policies have suicide exclusions?

Losing a loved one to suicide is a tragedy no family should have to face. When this unfortunate event does occur, family members may wonder if they will be able to collect on their loved one’s insurance policy, if such a policy exists. The answer is, it depends.

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