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Credit Union and Economic Reports

The Credit Union Trends Report and Economic Report provide a review and analysis of recent credit union financial performance and operational results in the context of recent economic activity. Data and analysis are provided to establish standards against which credit unions' own performance can be compared.
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Credit Union Trends Report

The Credit Union Trends Report is a monthly "pulse check" on the state of the credit union marketplace, often placed in a historical context. The report includes data from two months prior and is published and distributed by Steven Rick from TruStage™.

May 2024

  • Credit union loan balances fell 0.02% in March, below the 0.7% rise reported in March 2023, and rose 4.8% during the last 12 months.
  • Home prices rose 0.4% during the last month, and 6.1% during the last year.
  • Credit union savings balances rose 1.6% in March, below the 1.7% gain reported in March 2023.
  • The credit union average equity-to-asset ratio came in at 9.09% in March 2024, slightly below the 9.12% reported at the end of 2023.
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View Trends Report Executive Summary

Past reports

April 2024

Credit union loan balances fell 0.1% in February, below the 0.4% gain reported in February 2023.

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March 2024

Home prices rose more than 6% over the last year, above the 4.1% long run average.

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Economic report

May 2024

  • Inflation decelerated to a 3.4% year-over-year pace in April.
  • Credit union loan delinquency rates rose to 0.88% in April, above the long run average of 0.75%.
  • The U.S. money supply as measured by the monetary aggregate M2 rose 1.8% since its low point in October 2023.
  • Credit union loan balances rose 4.5% from one year ago, below the 7% long run average.
View Economic & Credit Union Update

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