Claims Information FAQs
-
When you are ready to file a disability, involuntary unemployment, or life claim, you can quickly and easily use our online claim portal listed below.
Online:
Or other options to file your claim include:
Phone:
Dial 1-800-621-6323, Monday through Friday, 8:00 a.m. to 5:00 p.m. CST.
Email:
To protect your and the insured's privacy, we encourage you to send notification via the secured email of your preference. Sending an email or attachments is not secure unless you take the extra step to send it via a secure method.
Mail:
TruStage Insurance Company
PO Box 5010
Madison, WI 53705-0010
Fax:
Our fax number is 1-855-726-2513. Please address the fax to TruStage, Attn: Lending Claims.
-
You can check your claim status and find answers to your questions via:
Online:
Phone:
Dial 1-800-621-6323, Monday through Friday, 8:00 a.m. to 5:00 p.m. CST.
Email:
Mail:
Claims
PO Box 5010
Madison, WI 53705-0010
Fax:
855.726.2513 (Toll-Free)
-
If you would like more information about our life insurance claims process, check out our infographic here.
When you are ready to file a life insurance claim, you can do so via:
Online:
Email:
To protect your and the insured's privacy, we encourage you to send notification via the secured email of your preference. Sending an email or attachments is not secure unless you take the extra step to send it via a secure method.
Phone:
Dial 1-800-779-5433, Monday through Friday, 7:00 a.m. to 5:00 p.m. CST.
For assistance by TTY: dial 711 and ask to be connected to 1-800-779-5433,Monday through Friday, 7:00 a.m. to 5:00 p.m. CST. Dialing 711 connects you to Telecommunications Relay Services (TRS). TRS permits persons with a hearing or speech disability to use the telephone system via a text telephone (TTY) or other devices to call persons with or without such disabilities. TRS calls have no time limits and are confidential.
Mail:
TruStage Insurance Company
PO Box 61
Waverly, IA 50677-9202
TruStage™ Insurance is issued by CMFG Life Insurance Company and is the marketing name for TruStage Financial Group, Inc.
Please provide the insured's name, date of birth, date of death, and policy number(s). If you are not the beneficiary on the policy, you may be asked for the beneficiary's address.Please note: Policies in force for two years or less will require additional documentation for claim review.
-
When you are ready to send in your completed claim documents, you can do so via:
Online:
consumerclaim.trustage.com/document-upload
Email:
To protect your and the insured's privacy, we encourage you to send notification via the secured email of your preference. Sending an email or attachments is not secure unless you take the extra step to send it via a secure method.
Fax:
Dial 1-608-236-8030
Mail:
TruStage Insurance Company
PO Box 61
Waverly, IA 50677-9202
TruStage™ Insurance is issued by CMFG Life Insurance Company and is the marketing name for TruStage Financial Group, Inc.
Please provide the insured's name, date of birth, date of death, and policy number(s). If you are not the beneficiary on the policy, you may be asked for the beneficiary's address.Please note: Policies in force for two years or less will require additional documentation for claim review.
-
You can get help from our Claim Professionals by:
Email:
Phone:
Dial 1-800-779-5433, Monday through Friday, 7:00 a.m. to 5:00 p.m. CST.
For assistance by TTY: dial 711 and ask to be connected to 1-800-779-5433, Monday through Friday, 7:00 a.m. to 5:00 p.m. CST. Dialing 711 connects you to Telecommunications Relay Services (TRS). TRS permits persons with a hearing or speech disability to use the telephone system via a text telephone (TTY) or other devices to call persons with or without such disabilities. TRS calls have no time limits and are confidential.
Mail:
TruStage Insurance Company
PO Box 61
Waverly, IA 50677-9202
TruStage™ Insurance is issued by CMFG Life Insurance Company and is the marketing name for TruStage Financial Group, Inc.
-
Proof of death of the policyholder. If the beneficiary belongs to any of the four categories below, you’ll need to submit additional documents.
If the beneficiary is an estate:
- Letters of Testamentary or Authority issued by the Probate Court showing the name and address of the executor or personal representative of the estate.
- A valid Tax ID Number for the estate (on your claim form). If you do not have one, call the IRS at 1-800-829-4933 to have one created.
- If the value of the estate does not require a court-ordered review*, you'll need to get a Small Estate Affidavit from the Probate Division of the courthouse in the county where the insured lived.
If the beneficiary is a trust:
- A copy of the trust agreement. These pages are required: the title page, the appointment of trustees or successor trustees after the death of the insured, and the final page showing the date and witness signatures.
- A valid Tax ID Number for the trust. If you do not have one, call the IRS at 1-800-829-4933 to have one created.
If the beneficiary is a minor:
- A Claimant's Statement completed by an adult family member on behalf of the minor. The payments will be placed in an interest-bearing account with CMFG Life Insurance Company until the minor reaches adulthood*.
- To have the payments released prior to the time the minor reaches adulthood*, copies of the court appointment papers for guardianship or conservatorship for the minor must be received.
If the beneficiary is deceased:- Proof of death of the deceased beneficiary.
-
To start the claims process for a Funeral Preplanning Insurance or Final Expense Insurance policy, please download one of the following forms:
File a Claim as a Funeral Home
Once you've filled in, printed, and signed the form, you can return it by email or fax with supporting documents:
Email: psdocuments@trustage.com (name and policy number in subject line)
Fax: 605-719-0601 (name and policy number on the cover page)
For assistance, or if you prefer to start your claim via phone, give us a call:
Funeral Preplanning Insurance policies, call 1-800-533-2220
Final Expense Insurance policies, call 1-800-621-7162
-
When you are ready to file an AD&D death claim, you can do so via:
Online:
Email:
To protect your and the insured's privacy, we encourage you to send notification via the secured email of your preference. Sending an email or attachments is not secure unless you take the extra step to send it via a secure method.Phone:
Dial 1-800-779-5433 Ext. 483-1999, Monday through Friday, 7:30 a.m. to 5:00 p.m. CST.
For assistance by TTY: dial 711 and ask to be connected to 1-800-779-5433 Ext. 483-1999, Monday through Friday, 7:30 a.m. to 5:00 p.m. CST. Dialing 711 connects you to Telecommunications Relay Services (TRS). TRS permits persons with a hearing or speech disability to use the telephone system via a text telephone (TTY) or other devices to call persons with or without such disabilities. TRS calls have no time limits and are confidential.Mail:
TruStage Insurance Company
PO Box 61
Waverly, IA 50677-9202
TruStage™ Insurance is issued by CMFG Life Insurance Company and is the marketing name for TruStage Financial Group, Inc.
Please provide the insured's name, date of birth, date of death, and certificate number(s). If you are not the beneficiary on the contract, you may be asked for the beneficiary's address. Please also send proof of accident resulting in death as well as a finalized copy of the death certificate.
Examples include:- Motor Vehicle Accident - Please send the Police Report and the Blood Alcohol Report if the insured was the driver.
- Fall - Please send the Police/Accident/Incident Report or the Attending Physician’s Statement.
- Prescription Overdose - Please send the Police/Accident/Incident Report and a list of prescriptions from a doctor or pharmacist.
- Homicide - Please send the Police/Accident/Incident Report.
-
You can contact our Claim Professionals by:
Email:
To protect your and the insured's privacy, we encourage you to send notification via the secured email of your preference. Sending an email or attachments is not secure unless you take the extra step to send it via a secure method.Phone:
Dial 1-800-779-5433 Ext. 483-2339, Monday through Friday, 7:30 a.m. to 5:00 p.m. CST.
For assistance by TTY: dial 711 and ask to be connected to 1-800-779-5433 Ext. 483-2339, Monday through Friday, 7:30 a.m. to 5:00 p.m. CST. Dialing 711 connects you to Telecommunications Relay Services (TRS). TRS permits persons with a hearing or speech disability to use the telephone system via a text telephone (TTY) or other devices to call persons with or without such disabilities. TRS calls have no time limits and are confidential.Mail:
TruStage Insurance Company
PO Box 61
Waverly, IA
50677-9202
TruStage™ Insurance is issued by CMFG Life Insurance Company and is the marketing name for TruStage Financial Group, Inc.
-
You can check the status of an AD&D death claim with our Claim Professionals by:
Email:
To protect your and the insured's privacy, we encourage you to send notification via the secured email of your preference. Sending an email or attachments is not secure unless you take the extra step to send it via a secure method.Phone:
Dial 1-800-779-5433 Ext. 483-2339, Monday through Friday, 7:30 a.m. to 5:00 p.m. CST.
For assistance by TTY: dial 711 and ask to be connected to 1-800-779-5433 Ext. 483-2339, Monday through Friday, 7:30 a.m. to 5:00 p.m. CST. Dialing 711 connects you to Telecommunications Relay Services (TRS). TRS permits persons with a hearing or speech disability to use the telephone system via a text telephone (TTY) or other devices to call persons with or without such disabilities. TRS calls have no time limits and are confidential.
Mail:
TruStage Insurance Company
PO Box 61
Waverly, IA 50677-9202
TruStage™ Insurance is issued by CMFG Life Insurance Company and is the marketing name for TruStage Financial Group, Inc.
-
It normally takes 3-5 business days to process a claim once completed claim information is received from all beneficiaries. A letter and a statement of values are sent out through regular mail. If lump sum payment by check is elected, the check will be sent under separate cover.
*We will validate that the provisions have been met and no exclusions apply. This may include an investigation of the accident.
-
-
A certified copy of the death certificate for the policyholder.
Why do you need a certified copy of the death certificate AND additional documents to settle the claim? The death certificate confirms the cause and manner of death. The additional information confirms the accident, when and how it happened, and who was involved.
- You may need to submit additional documents to settle the claim if the death resulted from one of the accidents below.
- Motor Vehicle Accident: You’ll need to send the Police Report and the Blood Alcohol Report if the insured was driving.
- A Fall: In this case, you’ll need to send the Police/Accident/Incident Report or the Attending Physician’s Statement.
- Prescription overdose: In this situation, you’ll need to send the Police/Accident/Incident Report and a list of the insured’s prescriptions from a doctor or pharmacist.
- Homicide: You will need to send the Police/Accident/Incident Report.
-
A certified copy of the death certificate for the policyholder.
-
When you are ready to file an AD&D dismemberment claim, you can do so via:
Online:
Email:
To protect your and the insured's privacy, we encourage you to send notification via the secured email of your preference. Sending an email or attachments is not secure unless you take the extra step to send it via a secure method.Phone:
Dial 1-800-779-5433 Ext. 483-2339, Monday through Friday, 7:30 a.m. to 5:00 p.m. CST.
For assistance by TTY: dial 711 and ask to be connected to 1-800-779-5433 Ext. 483-2339, Monday through Friday, 7:30 a.m. to 5:00 p.m. CST. Dialing 711 connects you to Telecommunications Relay Services (TRS). TRS permits persons with a hearing or speech disability to use the telephone system via a text telephone (TTY) or other devices to call persons with or without such disabilities. TRS calls have no time limits and are confidential.Mail:
TruStage Insurance Company
PO Box 61
Waverly, IA 50677-9202
TruStage™ Insurance is issued by CMFG Life Insurance Company and is the marketing name for TruStage Financial Group, Inc.
Please send proof of accident resulting in dismemberment.
Examples include:
- Motor Vehicle Accident - Please send the Police Report and the Blood Alcohol Report if the insured was the driver.
- Fall - Please send the Police/Accident/Incident Report or the Attending Physician’s Statement.
- Prescription Overdose - Please send the Police/Accident/Incident Report and a list of prescriptions from a doctor or pharmacist.
- Homicide - Please send the Police/Accident/Incident Report.
-
You can contact our Claim Professionals by:
Email:
To protect your and the insured's privacy, we encourage you to send notification via the secured email of your preference. Sending an email or attachments is not secure unless you take the extra step to send it via a secure method.Phone:
Dial 1-800-779-5433 Ext. 483-2339, Monday through Friday, 7:30 a.m. to 5:00 p.m. CST.
For assistance by TTY: dial 711 and ask to be connected to 1-800-779-5433 Ext. 483-2339, Monday through Friday, 7:30 a.m. to 5:00 p.m. CST. Dialing 711 connects you to Telecommunications Relay Services (TRS). TRS permits persons with a hearing or speech disability to use the telephone system via a text telephone (TTY) or other devices to call persons with or without such disabilities. TRS calls have no time limits and are confidential.Mail:
TruStage Insurance Company
PO Box 61
Waverly, IA 50677-9202
TruStage™ Insurance is issued by CMFG Life Insurance Company and is the marketing name for TruStage Financial Group, Inc.
-
You can check the status of an AD&D dismemberment claim with our Claim Professionals by:
Email:
To protect your and the insured's privacy, we encourage you to send notification via the secured email of your preference. Sending an email or attachments is not secure unless you take the extra step to send it via a secure method.Phone:
Dial 1-800-779-5433 Ext. 483-2339, Monday through Friday, 7:30 a.m. to 5:00 p.m. CST.
For assistance by TTY: dial 711 and ask to be connected to 1-800-779-5433 Ext. 483-2339, Monday through Friday, 7:30 a.m. to 5:00 p.m. CST. Dialing 711 connects you to Telecommunications Relay Services (TRS). TRS permits persons with a hearing or speech disability to use the telephone system via a text telephone (TTY) or other devices to call persons with or without such disabilities. TRS calls have no time limits and are confidential.
Mail:
TruStage Insurance Company
PO Box 61
Waverly, IA 50677-9202
TruStage™ Insurance is issued by CMFG Life Insurance Company and is the marketing name for TruStage Financial Group, Inc.
-
You can get help from our Claim Professionals by:
Email:
Phone:
Dial 1-800-779-5433 Ext. 483-2339, Monday through Friday, 7:30 a.m. to 5:00 p.m. CST.
For assistance by TTY: dial 711 and ask to be connected to 1-800-779-5433 Ext. 483-2339, Monday through Friday, 7:30 a.m. to 5:00 p.m. CST. Dialing 711 connects you to Telecommunications Relay Services (TRS). TRS permits persons with a hearing or speech disability to use the telephone system via a text telephone (TTY) or other devices to call persons with or without such disabilities. TRS calls have no time limits and are confidential.Mail:
TruStage Insurance Company
PO Box 61
Waverly, IA 50677-9202
TruStage™ Insurance is issued by CMFG Life Insurance Company and is the marketing name for TruStage Financial Group, Inc.
-
It normally takes 3-5 business days to process a claim once completed claim information is received from all beneficiaries. A letter and a statement of values are sent out through regular mail. If lump sum payment by check is elected, the check will be sent under separate cover.
*We will validate that the provisions have been met and no exclusions apply. This may include an investigation of the accident.
-
You can file a claim by:
Email: ConsumerClaims@trustage.com
To protect your and the insured's privacy, we encourage you to send notification via the secured email of your preference. Sending an email or attachments is not secure unless you take the extra step to send it via a secure method.
Phone:
Dial 1-800-799-5433 Ext. 483-1999, Monday through Friday, 7:00 a.m. to 5:00 p.m. CST.For assistance by TTY: dial 711 and ask to be connected to 1-800-799-5433 Ext. 483-1999, Monday through Friday, 7:00 a.m. to 5:00 p.m. CST. Dialing 711 connects you to Telecommunications Relay Services (TRS). TRS permits persons with a hearing or speech disability to use the telephone system via a text telephone (TTY) or other devices to call persons with or without such disabilities. TRS calls have no time limits and are confidential.
Mail:
TruStage Insurance Company
PO Box 61
Waverly, IA 50677-9202
Please provide the insured's name, date of birth, date of death, and contract number(s). If you are not the beneficiary on the contract, you may be asked for the beneficiary's address.
-
You can request a status update from our Claim Professionals by:
Email: DS-AnnuityClaims@trustage.com
To protect your and the insured's privacy, we encourage you to send notification via the secured email of your preference. Sending an email or attachments is not secure unless you take the extra step to send it via a secure method.
Phone:Dial 1-800-798-6600 Ext. 483-1830, Monday through Friday, 7:30 a.m. to 5:00 p.m. CST.
For assistance by TTY: dial 711 and ask to be connected to 1-800-798-6600 Ext. 483-1830, Monday through Friday, 7:30 a.m. to 5:00 p.m. CST. Dialing 711 connects you to Telecommunications Relay Services (TRS). TRS permits persons with a hearing or speech disability to use the telephone system via a text telephone (TTY) or other devices to call persons with or without such disabilities. TRS calls have no time limits and are confidential.
Mail:
TruStage Insurance Company
PO Box 61
Waverly, IA 50677-9202
-
You can get help from our Claim Professionals by:
Email: DS-AnnuityClaims@trustage.com
To protect your and the insured's privacy, we encourage you to send notification via the secured email of your preference. Sending an email or attachments is not secure unless you take the extra step to send it via a secure method.
Phone:Dial 1-800-798-6600 Ext. 483-1830, Monday through Friday, 7:30 a.m. to 5:00 p.m. CST.
For assistance by TTY: dial 711 and ask to be connected to 1-800-798-6600 Ext. 483-1830, Monday through Friday, 7:30 a.m. to 5:00 p.m. CST. Dialing 711 connects you to Telecommunications Relay Services (TRS). TRS permits persons with a hearing or speech disability to use the telephone system via a text telephone (TTY) or other devices to call persons with or without such disabilities. TRS calls have no time limits and are confidential.
Mail:
TruStage Insurance Company
PO Box 61
Waverly, IA 50677-9202
-
It normally takes 3-5 business days to process a claim once we’ve received the completed claim information from all beneficiaries. A letter and a statement of values will be mailed to you.
If you choose to receive a lump-sum payment by check, it will be mailed separately.
-
Proof of death of the policyholder. If the beneficiary belongs to any of the four categories below, you’ll need to submit additional documents.
If the beneficiary is an estate:
- Letters of Testamentary or Authority issued by the Probate Court showing the name and address of the executor or personal representative of the estate.
- A valid Tax ID Number for the estate (on your claim form). If you do not have one, call the IRS at 1-800-829-4933 to have one created.
- If the value of the estate does not require a court-ordered review*, you'll need to get a Small Estate Affidavit from the Probate Division of the courthouse in the county where the insured lived.
If the beneficiary is a trust:
- A copy of the trust agreement. These pages are required: the title page, the appointment of trustees or successor trustees after the death of the insured, and the final page showing the date and witness signatures.
- A valid Tax ID Number for the trust. If you do not have one, call the IRS at 1-800-829-4933 to have one created.
If the beneficiary is a minor:
- A Claimant's Statement completed by an adult family member on behalf of the minor. The payments will be placed in an interest-bearing account with CMFG Life Insurance Company until the minor reaches adulthood*.
- To have the payments released prior to the time the minor reaches adulthood*, copies of the court appointment papers for guardianship or conservatorship for the minor must be received.
If the beneficiary is deceased:- Proof of death of the deceased beneficiary.
-
Anyone can notify us of a death. But only named beneficiaries noted in your policy can submit the necessary documents or evidence to claim the payments.
-
How to view and update beneficiary information for your policy in your online service account:
- Log in at the top of our website, or under the For Individuals option select I want to...Manage my account.
- Next log in to your personal account.
- View the Beneficiary Details section for your current beneficiary information.
- To make a change select the button to view your update options.