Your coverage and price are guaranteed for life. Start with your budget to see what fits and buy 100% online in about 10 minutes.*

Ages 18-85
  • Just a few questions
  • Instant decision
  • Buy 100% online

TruStage Whole Life Insurance helps protect your family from the burden of final expenses. And if you’re approved, your coverage and price are locked in for life. It’s easy to apply—get an instant decision and buy online in minutes.

  • Permanent, lifetime protection
  • Price never goes up
  • Helps pay final expenses
  • Just 2 health questions
  • No medical exam or tests
  • Builds cash value
  • Buy online in about 10 minutes*

Coverage never decreases. If you’re approved and as long as your payments are made, no one can cancel your policy but you—even if you develop serious health issues like cancer.

Price never increases. Whole life insurance rates increase with age, but if you lock in your price now, you’ll keep that price for the rest of your life.

Helps cover final expenses. After you’re gone, this policy pays income-tax free money your family can use for final expenses, mortgage payments, bills, debts—or any reason.

TruStage Whole Life Insurance Planner

Get answers to questions about TruStage Whole Life Insurance and help estimating how much insurance you need.

PDF iconDownload the Planner

Product and features may not be available in all states

"What influenced me to go against the grain of procrastination and get life insurance was the simple fact that I want my family to be taken care of."
Advia Credit Union
Why should I consider buying life insurance?
What are the differences between term and whole?
How much life insurance do I need?
Is a medical exam required?
  Term Life Whole Life Guaranteed Acceptance Whole Life
Age (to apply) 25 - 69 18 - 85 45 - 80
Coverage $10,000* - $100,000 $1,000 - $100,000 $2,000 - $25,000
Health Information No medical exam, a few questions No medical exam, a few questions No medical exam, no questions
Cost Designed to be affordable Options to fit most budgets Options to fit most budgets
  • Buy online in about 10 minutes1
  • Lasts till age 80
  • Permanent protection
  • Price guaranteed for life2
  • Can’t be turned down due to health
  • Price & coverage guaranteed for life2
A Good Choice If You:
  • Appreciate value and have big obligations right now
  • Value predictability and want to plan for final expenses
  • Value certainty and want to plan for final expenses
  Get Term Pricing Get Whole Pricing Get Guaranteed Acceptance Pricing

*Coverage from $5,000 to $10,000 available by calling 1-855-857-7282

¹If approved and as long as payments are made. Coverage begins 30 days after approval, when first payment is made. Time estimate source: Production WEB Policies Time reporting 2017

²As long as your payments are made

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Get a quote from a licensed agent or simply explore your options. Quotes are free, and there’s no obligation.

7am–9pm CT
8am–4pm CT

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No pressure. Just friendly, helpful information.
Million People Protected
TruStage Insurance is underwritten by CMFG Life—a company that’s more than 80 years strong and trusted by millions of credit union members.
30-Day Satisfaction Guarantee
If you are not completely satisfied, cancel in the first 30 days for a full refund. No questions asked.
A.M. Best “A” Rating
TruStage is underwritten by CMFG Life—a company that's consistently rated “A” (Excellent) by A.M. Best.2
Questions? We're here to help. Call 1-855-303-1241.
Monday - Friday, 7am - 9pm CT. Saturday, 8am - 4pm CT