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Term Life Insurance

Term Life Insurance is available to members of Capital Credit Union and offers coverage at a price that makes sense for a monthly budget. This means additional financial stability for your family in the event of your death. TruStage® is here to answer any questions you might have.
Term Life Insurance

What is Term Life Insurance?

Term Life Insurance lasts for the term of the policy — a fixed amount of time. As long as your policy is active, your family is covered.
term-life-insurance-coverage-until-80
Coverage until 80

Coverage never decreases

Your family’s financial stability is important. If your health declines, your coverage doesn’t – it’s still yours and still active. As long as premiums are paid, you’re protected. You can also convert your Term Life into a Whole Life policy if your needs change as you age. 

Designed to be easy

No exams, no waiting

Help protect your family with straightforward insurance. TruStage's® simplified process includes: 

  • No requirements for medical exams or intrusive tests
  • Coverage that starts immediately once your first premium payment is received
  • A no-strings-attached refund if you're dissatisfied and cancel within 30 days after your coverage begins
No medical examination needed for TruStage Term Life Insurance
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Frequently asked questions

  • Term life insurance can be a great option if you have big responsibilities right now, and need a high coverage amount with a payment designed to be affordable. It helps protect your family when it's growing — when you're likely to need more coverage.

  • Any major life event — getting married, buying a home, changing jobs, having a child, paying for college expenses—is an important time to think about helping protect your family with life insurance.

  • Any amount of coverage can make a difference for your family. Of course, everyone’s needs are different, and a licensed TruStage agent can help you decide what makes sense for your family.

  • You can apply online or over the phone in just minutes. There are just a few questions and the decision is designed to be instant. So that we can confirm your health status without a long application or medical exam, we’ll ask your permission to check your prescription records.