Term Life Insurance
What is Term Life Insurance?
Coverage never decreases
Your family’s financial stability is important. If your health declines, your coverage doesn’t – it’s still yours and still active. As long as premiums are paid, you’re covered. You can also convert your Term Life into a Whole Life policy if your needs change as you age.
No exams, no waiting
Help protect your family with straightforward insurance. TruStage's simplified process includes:
- No requirements for medical exams or intrusive tests
- Coverage that starts immediately once your first premium payment is received
- A no-strings-attached refund if you're dissatisfied and cancel within 30 days after your coverage begins
Hear from our customers
Easy reads, helpful info
Frequently asked questions
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Term life insurance is a type of life insurance designed to last for a certain number of years. Its purpose is to help protect your family financially for a period of time.
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You can choose for your term life coverage to last for a fixed amount of time or until you reach age 80.
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TruStage Term Life Insurance could be a great option if you have new financial responsibilities and want to help financially protect your loved ones. It typically offers lower monthly rates, which may help you afford more coverage as your responsibilities change. With expenses like a mortgage, dependents and debt, term life coverage could be the backup plan your family would need if you were to die.
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During a major life event — such as getting married, buying a home or having a child — is a good time to consider getting term life insurance. This coverage could help your loved ones keep up with expenses after your death.
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The right amount of term life insurance depends on your family’s needs. As you choose your coverage, it may be helpful to consider the total cost of your family’s monthly expenses or the specific bills you’d like to cover. Just remember, any amount of coverage could make a meaningful difference for your family.
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You can apply for TruStage Term Life Insurance online or over the phone in minutes. No medical exam is required, and we ask just a few simple questions.