Some people think of life insurance as something extra, something you don’t need. You and your family might actually get a lot out of life insurance coverage. It may help to take care of many of the costs you might leave behind after you die.

First time buying insurance? You might feel like you’re in a bit over your head figuring out where to start. Your parents or grandparents might have had one trusted insurance agent that they used for many years—or even decades—for all of their insurance needs. These days, you have a lot more options for buying insurance. But what’s the best way? The good news is, it’s up to you.

You don't have to complete a medical examination if you don't want to when applying for several types of life insurance online. But you’ll still have to answer a few basic health questions.