While looking at housing prices and fantasizing about buying a place of your own, you might have come across “rent-to-own home” ads. Are these deals legit? If so, is rent-to-own your best option for purchasing a home? Read on to learn how the rent-to-own process works.

Your landlord's insurance covers only the building, not your possessions. Without insurance of your own, you could be left to cover all fire or burglary expenses yourself.

You buy home or renter's insurance in case something bad happens. But how do you know what your stuff is really worth? An accurate inventory will help.