Insurance Guide

How to switch insurance companies

Need to switch life insurance providers? It’s possible. But the replacement of a policy from one company with a policy from a different company is regulated, so you’ll want to work with an insurance agent to make sure the process goes smoothly and according to the rules. This article describes the steps involved. [2 min]

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A man talking with his advisor about his life insurance coverage

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Life insurance

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How life insurance companies make money

If life insurance pays out at the death of the policyholder, and if all policyholders eventually die, how can the insurance company make money? Do they do it by denying claims? The answer is no—there are other ways insurance companies make money while still paying benefits to the people who need them. Knowing how that works may help you feel more confident about getting a policy.

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A man looking at his life insurance policy online

Do I have to pay taxes on life insurance?

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Accidental death and dismemberment

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We’re on a mission to make a brighter financial future accessible to everyone. Dedicated to helping more people — in more ways — make confident financial decisions at every stage.