Can I get life insurance with no medical exam?

  • Yes. You can get a term life or whole life insurance policy without a medical examination. You’ll have to answer a few basic health questions and agree to let us check your prescription records to see if you qualify. Usually, these questions are asked while you get a life insurance quote online.
  • Depending on the type of life insurance and amount of coverage many plans require just a few health questions and no medical exam. Sometimes, you can qualify for lower rates or higher coverage amounts. Especially if you are in good health, are willing to provide more health information, and elect to undergo a paramedical exam. But you don't have to if complete a medical examination if you don't want to when applying for several types of life insurance online.

  • How to learn more about life insurance

    Life insurance may seem complicated, but it’s not that hard once you know the basics. Of course, we are happy to help. You can also use the TruStage Life Insurance Calculator to compare different types of insurance and learn more about your options.


    Keep reading:

    What are the different types of life insurance?
    It may seem simple but understanding insurance types can also be confusing. We’ve broken down a few of the most common types of life insurance policies to simplify things.

    What should I look for in a reputable insurance company?
    Cost isn’t everything in choosing the best life insurance policy. There’s also a lot to be said about choosing an insurance company you can really trust.

    How much life insurance do you need?
    This article walks you through several popular methods for estimating how much life insurance you need to ensure your family’s future.

    Life insurance when you're young
    It’s tempting to put off buying life insurance when you’re young, especially if you’re just starting out and money is tight. But there are two good reasons to buy life insurance now instead of waiting.