TruStage Individual Term Life Insurance Monthly Premiums


Females

Age Group
25-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 65-69
$10,000 4.80 5.50 6.10 6.70 8.10 10.00 14.00 19.50 27.80
$20,000 7.10 8.50 9.70 10.90 13.70 17.50 25.50 36.50 53.10
$30,000 9.40 11.50 13.30 15.10 19.30 25.00 37.00 -- --
$40,000 11.70 14.50 16.90 19.30 24.90 32.50 48.50 -- --
$50,000 14.00 17.50 20.50 23.50 30.50 40.00 60.00 -- --
$60,000 16.30 20.50 24.10 27.70 36.10 -- -- -- --
$70,000 18.60 23.50 27.70 31.90 41.70 -- -- -- --
$80,000 20.90 26.50 31.30 36.10 47.30 -- -- -- --
$90,000 23.30 29.50 34.90 40.30 52.90 -- -- -- --
$100,000 25.50 32.50 38.50 44.50 58.50 -- -- -- --
Coverage Amount

Males

Age Group
25-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 65-69
$10,000 6.50 6.50 6.90 8.80 10.90 13.70 19.30 28.80 42.70
$20,000 10.50 10.50 11.30 15.10 19.30 24.90 36.10 55.10 82.90
$30,000 14.50 14.50 15.70 21.40 27.70 36.10 52.90 -- --
$40,000 18.50 18.50 20.10 27.70 36.10 47.30 69.70 -- --
$50,000 22.50 22.50 24.50 34.00 44.50 58.50 86.50 -- --
$60,000 26.50 26.50 28.90 40.30 52.90 -- -- -- --
$70,000 30.50 30.50 33.30 46.60 61.30 -- -- -- --
$80,000 34.50 34.50 37.70 52.90 69.70 -- -- -- --
$90,000 38.50 38.50 42.10 59.20 78.10 -- -- -- --
$100,000 42.50 42.50 46.50 65.50 86.50 -- -- -- --
Coverage Amount

How These Rates Work

Initial premium rate is based on age and gender for all death benefit amounts. Premium rate increases every five years as the insured reaches each new age band (25, 30, 35, 40, 45, 50, 55, 60, 65, 70 and 75). Base Policy Number is ICC16-A10a-039, A10a-039-2016. Renewable to age 80. Premiums are guaranteed by CMFG Life Insurance Company. All coverage amounts may not be available to all ages. Based on your health and other factors affecting your insurability, you may be denied coverage.


For questions, call toll-free 1-855-779-6985.


Mon.–Fri. 7 am–9 pm; Sat. 8 am–4 pm (CT)


Your approval for this product is based on your answers to the questions on the application and information we obtain from other sources. TruStage life insurance policies contain specific limitations, exclusions, termination provisions and requirements for keeping them in force. Please see your policy or contact us for details. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed. Product and features may not be available in all states.