Life Insurance
The future should be exciting, even though there are a lot of unknowns. Life Insurance helps you prepare for that uncertainty by protecting the people you hold closest. TruStage will work with you to select a policy that’s right for your budget, with ongoing support and no hassle.

Why TruStage?
Do I need life insurance?
Life Insurance can help give you confidence that your family will be cared for financially. And that’s a great feeling.
Life Insurance Options
Frequently asked questions
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- Life insurance means you're preparing your loved ones for the unexpected — a thoughtful and appreciated gesture.
- It's designed to help growing financial commitments like day-to-day expenses, a mortgage, debt payments, and even aspirational promises like college costs for your kids.
- It can help your family cover financial expenses.
- It can provide a way to leave money to charity.
- Whole life policies build some cash value you can borrow against in the future. Any outstanding loan balance is subtracted from the payment your beneficiary receives.
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Term Life Insurance
- can provide affordable, high-coverage protection for a specific period of time (or term).
- pays a benefit if you die during the term.
- could have benefits and premiums that change over time, depending on the specific policy.
Whole Life Insurance
- offers coverage you can never outlive.
- has rates that remain the same throughout your lifetime.
- can provide a future source of money prior to your death, building cash value over time.
- allows for loans (which incur interest) against the value, with unpaid amounts decreasing the death benefit.
Guaranteed Acceptance Whole Life
- offers all the benefits of whole life (limited in the first two years).
- guarantees your acceptance, with no health questions or medical exam, regardless of your health.
- provides instant coverage with your first payment.
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Any amount of coverage can make a difference for your family. As a starting point, you may want to consider budgeting 1% of your annual income before taxes. Of course, everyone’s needs are different, and a licensed TruStage agent can help you decide what makes sense for your family.