Any amount of life insurance can make a difference, and it can cost less than you think. Call 1-888-888-0376 or get a quote online.

See instant quotes for term or whole life insurance.

  • Apply online in minutes
  • Just a few questions
  • No medical exam

Any amount of coverage can help protect your family. Life insurance can help give you peace of mind today and provide income-tax free money for your family if you die. It can ease the burden of expenses you might leave behind like funeral costs, mortgage payments or unpaid debts.

Life insurance should be simple and affordable. We’ll help you compare whole and term insurance, and explore options you can afford—so you can make a good decision today for your family.

It’s easy to get instant quotes. Start with a monthly payment that fits your budget and see options in minutes online. Or talk to a licensed agent for friendly, no-pressure advice. Call us at 1-888-888-0376.

"What influenced me to go against the grain of procrastination and get life insurance was the simple fact that I want my family to be taken care of."
Advia Credit Union
Why should I consider buying life insurance?
What are the differences between term and whole?
How much life insurance do I need?
Is a medical exam required?

Term Life Insurance

If you need a high coverage amount with payments that fit your budget today—and want flexibility for the future—try term life.

  • Pays within the period you choose
  • Can be converted into whole life at a later time

Term Life Insurance Details


Whole Life Insurance

If you value security and predictability above all else, whole life helps give you lifelong peace of mind with comprehensive coverage.

  • Buy online (coverage up to $25,000)
  • Lifelong protection and no rate increases

Whole Life Insurance Details

Guaranteed Acceptance

Guaranteed Acceptance Whole Life

All the benefits of whole life (limited in the first two years), and you can’t be turned down because of your health—or any reason.

  • Buy online (instant coverage up to $25,000)
  • No health questions or medical exam

Guaranteed Acceptance Whole Life Insurance Details


Children's Whole Life Insurance

If you're looking to instill a foundation of financial responsibility for your child, get coverage with a policy that's guaranteed for life.

  • Rates are locked in and guaranteed for life
  • Your child can keep coverage as an adult

Children's Whole Life Insurance Details

Compare Term and Whole

Compare Term and Whole Life Insurance

Explore a range of options to see what makes sense for your family and your budget.

  • Start with what you want to pay
  • Use a simple two-step calculator to see the options

Run the Numbers

Compare Life Insurance Features
 Term LifeWhole LifeGuaranteed Acceptance Whole Life
Age*25 - 6935 - 70 45 - 80
Coverage$5,000 - $100,000$1,000 - $25,000$2,000 - $25,000
Health InformationJust two questions, no medical examA few questions, no medical examNo questions, no medical exam
Increases every five years
Never increases
Never increases
  • Instant decision
  • High coverage amounts at affordable rates
  • Lifelong, permanent protection
  • Fits most budgets
  • Lifelong, permanent protection
  • Can’t be turned down due to health
 Get Term PricingGet Whole PricingGet Guaranteed Acceptance Pricing

*Coverage is available for other ages by phone.

Get Started

Get a quote from a licensed agent or simply explore your options. Quotes are free, and there’s no obligation.

7am–9pm CT
8am–4pm CT

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No pressure. Just friendly, helpful information.
18 Million People Protected
TruStage Insurance is underwritten by CMFG Life—a company that’s 80 years strong and endorsed by thousands of credit unions.
30-Day Satisfaction Guarantee
If you are not completely satisfied, cancel in the first 30 days for a full refund. No questions asked.
A.M. Best “A” Rating
TruStage is underwritten by CMFG Life—a company that's consistently rated “A” (Excellent) by A.M. Best.2
Questions? We're here to help. Call 1-855-303-1241.
Monday - Friday, 7am - 9pm CT. Saturday, 8am - 4pm CT