Financial strength, at our core
We're proud of our strong financial ratings, which reflect the strength, consistency and discipline behind the promises we have made.
2025 three-year performance
Revenue: $6.1B
2024: $5.7B
2023: $5.5B
Total surplus: $4.3B
2024: $3.6B
2023: $2.9B
Net income: $312M
2024: $258M
2023: $224M
Assets*: $49.7B
2024: $47.5B
2023: $45.0B
*Liabilities for 2025 at $45.4B
Explore the numbers behind our success
We believe in providing clear and comprehensive financial information. Review our consolidated statements to see how we manage resources responsibly and deliver long-term value.
Consolidated financial statementsDistribution of invested assets
Debt securities, at fair value
Mortgage loans
Limited partnerships
Derivative assets, at fair value
Other invested assets
Cash and cash equivalents
Financial strength ratings
AM Best Company |
S&P Global Ratings (S&P) |
Moody's Investors Service (Moody’s) |
|
| CMFG Life Insurance Company | A | A+ | A2 |
| MEMBERS Life Insurance Company | A | A+ | A2 |
| CUMIS Insurance Society, Inc. | A | A+ | A2 |
| CUMIS Specialty Insurance Company, Inc. | A | Not rated | Not rated |
| CUMIS Mortgage Reinsurance Company | A | A+ | Not rated |
| American Memorial Life Insurance Company | A | A+ | Not rated |
| TruStage® Life of Canada | A | Not rated | Not rated |
| Union Security Insurance Company | B++ | Not rated | Baa1 |
Issuer credit ratings
AM Best Company |
S&P Global Ratings (S&P) |
Moody's Investors Service (Moody’s) |
|
| TruStage Financial Group, Inc. | bbb+ | BBB+ | Baa2 |
| CMFG Life Insurance Company Surplus Notes | a- | Not rated | Not rated |
| TruStage Financial Group, Inc. Senior Notes | Not rated | BBB+ | Baa2 |
"Strong financial fundamentals are at the core of everything we do. They give us durability to navigate change and confidence we'll be there for our customers and partners when they need us most."
Jon Winderman
Chief Financial Officer
Explore the annual report
Download consolidated financial statements
A snapshot of our progress and purpose
An at‑a‑glance view of the themes, achievements and momentum shaping our year.
Leadership vision and direction
Our CEO shares perspective on where we're headed, what's guiding our decisions and how we're positioning TruStage for the future.
Community impact in action
How we live our values by showing up with communities where we live and work through service, investment and shared commitment.
Stories of progress and innovation
A closer look at how our team is making a difference and honoring the promises we make.