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TruStage™ Payment Guard Insurance

Payment Guard is a first-of-its-kind insurance solution built for digital lenders, designed to help attract more borrowers and build a more resilient loan portfolio. Interested in learning more?
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TruStage Payment Guard Insurance covers new, eligible loans against covered losses.

Designed to help you

Attract more borrowers.

Differentiate yourself in a crowded market with an insurance solution that could provide borrowers peace of mind that their loan payments may be covered in case of unexpected covered job loss or disability.


Strengthen your loan portfolio.

Help protect your portfolio from borrowers' unexpected covered job loss or disability.


Designed to reduce time spent on collections.

Help save your staff valuable time by giving your borrowers additional financial protection for covered losses.


Lightweight integration

Payment Guard requires no API integration and only minor IT set-up for data exchange, reporting and claims management.

Benefits for borrowers

With Payment Guard, your borrowers could rest easy knowing they have an extra layer of protection for their loan payment in the case of a covered disability or involuntary job loss.

  • Monthly payments may be covered, up to the coverage maximums, when borrowers have a loss due to a covered involuntary job loss or disability.
  • Coverage is provided at no additional cost to borrowers or impact to their loan terms.
  • An approved claim may help prevent a borrower’s payment from going past due, protecting the borrower’s credit score from delinquencies and your loan portfolio health.
Your borrowers can rest easy knowing they have an extra layer of protection with TruStage Payment Guard Insurance.

Why TruStage?

Trust our deep experience in lending insurance and innovation to help you build value into your lending products. But don’t take our word for it. Let our partners and our achievements speak for themselves.

Some of our partners

Beem logo QCash financial logo Zirtue logo Happy money logo

Some of our achievements1

Best in biz 2023 logo Finovate awards 2023 finalist logo
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How it works

With Payment Guard, covered loans are protected against covered losses due to unexpected job loss or disability. Programs are configurable to your budget and supported by TruStage’s digital claims experience team.

Partner with us

Start a conversation about how Payment Guard Insurance may help you and your customers.

Connect with our team

Manage your existing coverage

Payment Guard business partners can view claims status or file a claim on behalf of your customers.

Log in

Consumers with loans protected by Payment Guard can view claims status or file a claim via our claims system.

File a claim or view claims status