ZoneChoice Income Annuity
Offering more choice and more control than most retirees expect, TruStage™ ZoneChoice Income Annuity issued by MEMBERS Life Insurance Company helps you guide clients to the retirement they’ve always imagined. Growth-minded clients may be especially reassured by the annuity’s double benefit: a distinctive combination of annual step-ups and deferral credits. It could be the ideal solution for clients who want guaranteed lifetime income and still see an opportunity for income growth ahead.
More choices for income that never decreases
Two income benefit options offer your clients many routes to the same great destination: guaranteed income for life. Learn about IncomeGrowth Protection and IncomeGrowth Performance, plus multiple crediting strategies, in the ZoneChoice Income Annuity client guide.
Get the client guideGuaranteed income calculator
See how a personalized strategy that balances potential income growth and a measure of downside protection can help meet retirement goals. Use the guaranteed income calculator to help visualize guaranteed income for life plus the potential for income growth.
ZoneChoice Income Annuity product resources
Income benefit option payout rates
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- ZoneChoice Income Annuity is a registered index-linked annuity with guaranteed lifetime income, offering growth potential and a measure of downside protection.
- Two income benefit options, IncomeGrowth Protection and IncomeGrowth Performance, empower clients to pick their personalized path to retirement.
- Transfer options, tax deferment, accommodation for health hardships and a death benefit are just a few of the reassuring features that give this annuity broad appeal.
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- ZoneChoice Income Annuity offers more flexibility than many clients expect. With configurable features across multiple options, clients may feel in greater control of their retirement dreams.
- Clients can start income any time after two days post-issue.1
- ZoneChoice Income Annuity stands out from similar products by providing a unique opportunity to maximize guaranteed income faster by basing income rates on the older spouse’s age.2
- Topping it off, clients have double the opportunity for income growth with two ways to grow income each year — a combination of annual step-ups and deferral credits.