TruStage™ Future Income Annuity
With this annuity, you'll help clients maximize their retirement security with the power of deferral. TruStage™ Future Income Annuity from CMFG Life Insurance Company is a deferred income annuity that helps empower clients to set money aside now to build up guaranteed income later.
Product overview
This annuity is configurable. Personalize it to match each client's individual needs and retirement goals.
Designed to adapt
- Clients choose how much to invest with an initial lump-sum purchase.
- They determine when to start receiving guaranteed retirement income payments.
- Clients decide whether an annual cost-of-living adjustment is right for them.
- They're in the driver's seat with options to change allocation options and risk control accounts each year.
- A variety of death benefit options helps them plan for the security of loved ones.
Key benefits for your clients
Clients choose how and when their guaranteed income begins, with features designed to keep their plan steady.
Adaptable to them
- Clients pick between four payment types.
- They select the length of their guarantee.
Weathers unpredictable markets
- Their annuity is grounded in their personal risk tolerance.
- Clients' savings are protected from market volatility.
Guaranteed lifetime income options
- Helps to alleviate clients' fear of outliving their money.
- Lifetime income stream starts anytime after 12 months.
Future Income Annuity resources
The best annuity is the one you design together. Use these tools to cocreate a personalized strategy.
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Client-driven income and protection
Retirees calibrate income, protection and coverage precisely to their needs.

TruStage annuity families at a glance
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