TruStage is actively investigating a cybersecurity attack
Current status
Status: Investigating
Last Updated: September 21, 2026 | 3:37 PM CT
Customers may experience difficulty accessing account information, completing transactions or submitting requests online.
Our commitment
- We take the security of our systems and the information entrusted to us seriously.
- Our priority is to restore systems in a safe, secure and responsible manner.
- As we learn more, we will provide additional updates as appropriate.
We’re here for you
We understand you may have questions about this service disruption. Customer service representatives are available to assist with a limited set of services while system restoration efforts continue, including:
- Confirming the status of withdrawals and surrenders
- Providing contract values
- Helping with forms available on this website
Our Annuity Contact Center is now open Monday through Friday, 8:00 AM – 5:00 PM CT.
- Customers may call the Contact Center at 855.591.9027.
- To protect clients’ privacy and account security, we're only able to discuss account-specific information with the contract owner and representative of record. Call times may be longer than usual.
Options are below for service forms, filing a death claim, and current FAQs which address many common questions.
Annuity and VUL owner resources
Annuity cancellation requests
Annuity application cancellation form
Cancel your pending application. Fill out this form with our trusted partner, AssureSign.
Application cancellation form (single owner)Application cancellation form (joint owners)
Annuity right to examine form
Cancel your recently issued contract through your right to examine privilege. Fill out this form with our trusted partner, AssureSign.
Right to examine form (single owner)Right to examine form (joint owners)
Annuity and VUL withdrawal and surrender requests
Annuity direct deposit form
Update where your direct deposits are sent. Fill out this form with our trusted partner, AssureSign.
Direct deposit form (single owner)Direct deposit form (joint owner)
Annuity and VUL partial withdrawal form
Withdraw a portion of the funds. Fill out this form with our trusted partner, AssureSign.
Partial withdrawal form (single owner)Partial withdrawal form (joint owners)
Annuity RMD form
Request a one-time RMD or enroll in automatic RMD distributions. Fill out this form with our trusted partner, AssureSign.
Required minimum distribution form
Annuity and VUL surrender form
Withdraw the full contract value. Fill out this form with our trusted partner, AssureSign.
Surrender form (single owner)Surrender form (joint owners)
Annuity and VUL general resources
Annuity and VUL allocation change & transfer forms
Download the transfer form for ZoneChoice, ZoneChoice Advantage, ZoneChoice Income Annuity – PDF
Download the allocation change form for Zone Income Annuity – PDF
Download the allocation change form for Zone Annuity – PDF
Download the allocation change and transfer form for Horizon and Horizon II Variable Annuity – PDF
Download the allocation change form for Variable Annuity – PDF
Download the allocation change form for VULI and VULII policies – PDF
Annuity death benefit forms
Download the beneficiary change form – PDF
Annuity income benefit form
Download the income benefit service form for Zone Income and ZoneChoice Income Annuity - PDF
Annuity systematic withdrawal and RMD forms
Download the required minimum distribution (RMD) form – PDF
Download the systematic withdrawal form – PDF
Download the direct deposit form – PDF
Annuity and VUL withdrawal and surrender forms
Download the partial withdrawal form – PDF
Frequently asked questions during the outage
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TruStage believes it is important to reiterate that annuity balances and benefits have not been impacted by this cybersecurity attack.
While this incident has affected certain of our normal servicing and transaction processing systems, your contract values, account balances, and benefits have not been impacted by this incident. As we recover, we will be servicing and processing contract owner transactions based on the date and time we received the transaction request as we would under normal circumstances. We are working diligently to restore customers' ability to view their account information.
Based on our investigation to date, there is no evidence that contract owner funds, the assets supporting our annuity obligations, or any other company financial accounts have been subject to any unauthorized transactions as part of this incident.
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We are working diligently to restore customers’ ability to view their annuity account information and contract details online. At this time, our Contact Center can answer certain inquiries, such as contract value, status of withdrawals and surrenders, and the status of requests involving funds moving to another carrier. Other access may be limited while system and network functionality is restored through a controlled recovery process. Customers may call 800-798-5500.
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All outstanding monthly annuity systematic withdrawals have been processed. Going forward, monthly systematic withdrawals will be processed on their scheduled payment dates. For ZoneChoice Advantage, ZoneChoice Income, ZoneChoice contracts issued on or after June 10, 2023, and most SPIA and annuitized contracts, existing quarterly, semi-annual, and annual systematic withdrawals are also being processed on the scheduled payment date. Most others were not identified through our interim processing to date; we continue working diligently to identify these. Please call our Contact Center for assistance if an expected payment was missed.
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Contract owners who have not received an expected systematic withdrawal should contact their financial professional or our Contact Center for assistance. TruStage continues to work through recovery efforts and investigate outstanding payment situations.
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As is common following highly visible events, fraudsters may attempt to exploit uncertainty by posing as trusted organizations. Do not provide passwords, banking credentials, payment information or other sensitive personal information in response to unsolicited communications. If you are unsure whether a communication is legitimate, contact your financial professional or appropriate TruStage support contact before taking action.
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TruStage continues to conduct a comprehensive forensic and data-impact analysis with the assistance of external cybersecurity experts. Determining whether any information was accessed and understanding the scope of any potential impact requires extensive investigation and validation. Because of the complexity of this process, the analysis is expected to take additional time. If TruStage determines that notifications are required, those communications will be made through the appropriate channels.
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We understand that situations like this can raise questions and concerns. As our understanding of the situation evolves, we will communicate appropriately.
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Mandiant updated its Investigation Memo on Aug. 27 to reflect the latest forensic evidence reviewed. Based on its investigation, Mandiant has found no evidence of threat actor activity in the affected environments since July 11, 2026, when TruStage identified the incident and took action to contain and remediate it.