Why renters insurance may be worth the cost

Term life insurance is popular for its ability to fit multiple budgets. But some people are surprised to learn that it might not cover them for the rest of their lives. There are reasons for that, and options for people who want life insurance coverage no matter how long they live. But to understand why term life insurance ends, you first need to understand what it is and why it was created.

Did you know that a medical exam isn't always necessary when you're thinking about applying for a life insurance policy? There are options out there that allow you to skip the doctor's office altogether and avoid the hassle, stress, and expense of an exam. Watch this short video for all the basics you need to know.

How is term life different from other types of life insurance? Unlike whole life, which covers you for the rest of your life, term life lasts a certain number of years.

Life insurance can help provide a financial safety net for your family after you’re gone and may ease financial pressures during an already difficult time. In this short video, see why many people, like you, include life insurance in their plans to help support their families’ future needs, when they’re no longer able to.

Car insurance might seem complicated, but it's like having a safety net for your car. Let's break it down into simple parts.

People across the country are experiencing double-digit increases in their auto insurance premiums. Have you been impacted? To learn what’s behind this trend, keep reading.

When it comes to helping protect your home, there are two primary options: homeowners insurance or a home warranty. What is the difference? What do they cover? Read on to learn more.

Auto insurance companies use your car’s cash value for two basic purposes; find out what they are and why it's important.

If you’re a smoker, you shouldn’t let that stop you from applying for life insurance. But you may wonder if it will be difficult to get insured. Let’s take an honest look at how both tobacco and marijuana users could get the life insurance they need.

Ask yourself this question: If you were to die, would your family struggle to pay for your funeral, the mortgage or daily living expenses? Let's discuss this life insurance question and more.

Divorce can affect nearly everything a former couple has in common. That includes a life insurance policy.

Running a small business can be complicated. Having extra money could help—whether that comes from a bank or a credit union. However, many business owners fail to understand the process for acquiring a small business loan. One of the most overlooked steps in the loan process is determining if you will need life insurance to get a small business loan. In many cases, you may need life insurance.

So, what is financial planning? Although you may have heard of the concept, it could be helpful to go over the basics.

Need help creating a personal budget? Use this step-by-step process to start a monthly budgeting plan.

As of 2020, women earned 84% of what men earned. Based on this estimate, women would need 42 days of extra work to earn what men did in the same year(1). So how does it look like when we go deeper and examine the impact of the gender wage gap in a minority group such as Latinas and what can we do about it? Let’s find out.

The short answer is—it could. Consumers should understand how credit scores may impact insurance options and premiums.

In this video, find out how AD&D insurance is different than life insurance and how it could make a big difference if there’s a loss of income in certain accidental scenarios.

Is accidental death and dismemberment insurance the same as term life insurance; should you have both? We help clear up the confusion.

Accidental Death & Dismemberment insurance pays out when you either die or are injured in an accident. Contact TruStage to learn more about adding AD&D to a traditional life insurance policy.

When reviewing your employer benefits or shopping for insurance, you may come across the term, “Accidental Death and Dismemberment.” What does Accidental Death and Dismemberment, or AD&D, mean? Is AD&D insurance the same as life insurance, or is it something else? Read on to learn the difference.