TruStage Individual Term Life Insurance Monthly Premiums


Females

Age Group
25-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 65-69
$10,000 4.80 5.50 6.10 6.70 8.10 10.00 14.00 19.50 27.80
$20,000 7.10 8.50 9.70 10.90 13.70 17.50 25.50 36.50 53.10
$30,000 9.40 11.50 13.30 15.10 19.30 25.00 37.00 53.50 78.40
$40,000 11.70 14.50 16.90 19.30 24.90 32.50 48.50 70.50 103.70
$50,000 14.00 17.50 20.50 23.50 30.50 40.00 60.00 87.50 129.00
$60,000 16.30 20.50 24.10 27.70 36.10 47.50 71.50 104.50 179.60
$70,000 18.60 23.50 27.70 31.90 41.70 55.00 83.00 121.50 179.60
$80,000 20.90 26.50 31.30 36.10 47.30 62.50 94.50 138.50 230.20
$90,000 23.30 29.50 34.90 40.30 52.90 70.00 106.00 155.50 204.90
$100,000 25.50 32.50 38.50 44.50 58.50 77.50 117.50 172.50 255.50
$150,000 28.55 35.30 42.35 50.00 63.65 92.00 134.75 203.15 311.00
$200,000 36.40 45.40 54.80 65.00 83.20 121.00 178.00 269.20 413.00
$250,000 44.25 55.50 67.25 80.00 102.75 150.00 221.25 335.25 515.00
$300,000 52.10 65.60 79.70 95.00 122.30 179.00 264.50 401.30 617.00
Coverage Amount

Males

Age Group
25-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 65-69
$10,000 6.50 6.50 6.90 8.80 10.90 13.70 19.30 28.80 42.70
$20,000 10.50 10.50 11.30 15.10 19.30 24.90 36.10 55.10 82.90
$30,000 14.50 14.50 15.70 21.40 27.70 36.10 52.90 81.40 123.10
$40,000 18.50 18.50 20.10 27.70 36.10 47.30 69.70 107.70 163.30
$50,000 22.50 22.50 24.50 34.00 44.50 58.50 86.50 134.00 203.50
$60,000 26.50 26.50 28.90 40.30 52.90 69.70 103.30 160.30 243.70
$70,000 30.50 30.50 33.30 46.60 61.30 80.90 120.10 186.60 283.90
$80,000 34.50 34.50 37.70 52.90 69.70 92.10 136.90 212.90 324.10
$90,000 38.50 38.50 42.10 59.20 78.10 103.30 153.70 239.20 364.30
$100,000 42.50 42.50 46.50 65.50 86.50 114.50 170.50 265.50 404.50
$150,000 47.15 47.30 50.90 74.00 95.60 135.65 191.30 313.55 490.25
$200,000 61.20 61.40 66.20 97.00 125.80 179.20 253.40 416.40 652.00
$250,000 75.25 75.50 81.50 120.00 156.00 222.75 315.50 519.25 813.75
$300,000 89.30 89.60 96.80 143.00 186.20 266.30 377.60 622.10 975.50
Coverage Amount

How These Rates Work

Initial premium rate is based on age and gender for all death benefit amounts; tobacco or nicotine substitute use is an additional premium factor for death benefits of $101,000 through $300,000. Premium rate increases every five years as the insured reaches each new age band (25, 30, 35, 40, 45, 50, 55, 60, 65, 70 and 75). Renewable to age 80. Premiums are guaranteed by CMFG Life Insurance Company. Based on your health and other factors affecting your insurability, you may be denied coverage.


For questions, or higher coverage amounts, call toll-free 1-855-779-6985.


Mon.–Fri. 7 am–9 pm; Sat. 8 am–4 pm (CT)


Your approval for this product is based on your answers to the questions on the application and information we obtain from other sources. TruStage life insurance policies contain specific limitations, exclusions, termination provisions and requirements for keeping them in force. Please see your policy or contact us for details. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Product and features may not be available in all states. Base Policy Numbers: ICC16-A10a-039, ICC17-SIT-2, A10a-039-2016, 2017-SIT-2