Can I get life insurance with no medical exam?

  • Yes. You can get a term life or whole life insurance policy without a medical examination. You’ll have to answer a few basic health questions and agree to let us check your prescription records to see if you qualify. Usually, these questions are asked while you get a life insurance quote online.
  • Depending on the type of life insurance and amount of coverage many plans require just a few health questions and no medical exam. Sometimes, you can qualify for lower rates or higher coverage amounts. Especially if you are in good health, are willing to provide more health information, and elect to undergo a paramedical exam. But you don't have to if complete a medical examination if you don't want to when applying for several types of life insurance online.