Claim your no-cost AD&D coverage


For less than $15 a month, you can buy $100,000 of protection. AD&D insurance pays a cash benefit if you die or are seriously injured in an accident. You can simply activate your no-cost coverage or add up to $300,000—at rates designed to fit your budget. Cover just yourself or your entire family.

Benefits of your AD&D coverage can include:

  • Guaranteed acceptance
  • No health questions or medical exam
  • Cost of living increase
  • Education assistance
  • Childcare assistance

"I decided to purchase the TruStage Accidental Death & Dismemberment policy a few months ago for the convenience of obtaining it and because I didn't have any insurance."

Emanuel Davis
Arkansas Federal Credit Union

Frequently Asked Questions
How long will my AD&D coverage last?
What is AD&D insurance?
Is there a cost-of-living benefit?
Can I protect my family members too?
What is FastApply AD&D?
Have more questions?
17 Million Members Protected
TruStage Insurance is underwritten by CMFG Life—a company that’s 80 years strong and endorsed by thousands of credit unions.
A.M. Best “A” Rating
TruStage is underwritten by CMFG Life—a company that's consistently rated “A” (Excellent) by A.M. Best.2
Questions? We're here to help. Call 1-888-888-0375
Monday-Friday, 7am-7pm CST