Accidental Death & Dismemberment Insurance

Enrolling is smart. It's also easy. Your no-cost AD&D coverage: it's yours. All you have to do is claim it.

Your credit union membership may qualify you for complimentary AD&D coverage. AD&D insurance can help protect you and your family if you have a fatal accident or one that causes you specific, catastrophic harm.

Find out if your credit union offers no-cost coverage

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Find one near you at: A Smarter Choice

Why should I get AD&D insurance?

AD&D is straightforward, affordable insurance that can help protect you and your family when the unexpected happens. Unlike life insurance, it covers you in the event of an injury that results from an accident. AD&D can be a helpful safeguard against the burden of costs associated with injury or death from an accident by providing you and your family with funds when you need them most.

You can sign up in just a few minutes with no health questions and no medical exam.

If you're a member of a participating credit union over the age of 18, you can't be turned down.

AD&D can help you prepare for future expenses, whether they're hospital bills, your mortgage, or even your kids' college funds. Your AD&D insurance benefits can be there for them even if you can't be.

We're here to help you prepare for the unexpected. Enroll in AD&D insurance today. 

Product and features may not be available in all states or with all credit unions.

What is AD&D insurance?
Can I protect my family members, too?
How long will my coverage last?
Million People Protected
TruStage Insurance is underwritten by CMFG Life—a company that’s 80 years strong and endorsed by thousands of credit unions.
30-Day Satisfaction Guarantee
If you are not completely satisfied, cancel in the first 30 days for a full refund. No questions asked.
A.M. Best “A” Rating
TruStage is underwritten by CMFG Life—a company that's consistently rated “A” (Excellent) by A.M. Best.2
Questions? We're here to help. Call 1-855-303-1241.
Monday - Friday, 7am - 9pm CT. Saturday, 8am - 4pm CT