Compliance Solutions

Trusted compliance products and services

Compliance software and document solutions

TruStage® Compliance Solutions specializes in providing warranted documents and technology, compliant with all state and federal regulations, to financial institutions of all sizes nationwide. Backed by over 45 years of experience in financial services data analysis, our solutions provide configurable documentation and services to meet your compliance needs.

Proactive compliance research

Our automated compliance research engine monitors legal citations daily to capture new developments occurring in legislation, case law, administrative rules and regulations. This proactive compliance research allows our legal and compliance professionals to quickly analyze impacts on our solution and documents to ensure our content remains accurate, enforceable and up to date, so your institution is always prepared for regulatory changes.

Dedicated compliance support

Our support team representatives and trained compliance professionals understand your goals and provide necessary training and support for your team. Through our structured quality processes, regular compliance updates and responsive support, we deliver solutions that banks and credit unions trust. Our solution and products provide peace of mind — freeing you to focus on growing your business and supporting the financial well-being of the customers, industries and communities you serve.

Compliance Solutions supported products

Consumer and commercial lending documents

Our loan document generation is designed to work seamlessly across loan origination systems, giving financial institutions flexibility to offer consumer and commercial loan documents with confidence. These configurable document libraries help ensure transactions adhere to federal and state lending regulations while reducing operational compliance risk and complexity. Our documents support the application, underwriting of consumer loan transactions, real estate, complex commercial loan transactions, small business transactions, SBA loans, Farm Credit Association loans, HELOC and more.

Deposit account opening and maintenance documents

Our deposit document solution for consumer and commercial accounts supports the opening and maintenance of deposit accounts, including savings, checking, negotiable order of withdrawal (NOW), money marketing, certificate and more. Our automated document selection assembles the appropriate documents based on real-time analysis of the transaction, which eliminates the need to build and maintain custom document groups for each product. Our deposit documents can be delivered in HTML format, which is mobile device friendly, to help you meet your customers where they are.

Tax-favored accounts

Our tax-favored accounts document library supports individual retirement account (IRA), education savings account (ESA) and health savings account (HSA) transactions in all 50 states and the District of Columbia. With our extended compliance services, we also provide additional resources, such as on-demand courses, interactive tools and FAQs from industry professionals, helping relieve the challenges faced when managing complex accounts.

Additional compliance products

Compliance Hub Alerts

A standalone, automated legislative tracking software that keeps your financial institution up to date on regulatory changes, including state and federal laws, agency rules, case law and regulatory guidance. These alerts provide your team with easy-to-understand summaries and the potential impacts to your financial institution, along with an audit trail of how your institution implements and manages regulatory changes.

Treasury management

Using our Treasury Management solution, your institution can configure a Treasury Management Master Services Agreement that includes general terms and conditions applicable to mobile deposit, online banking, ACH origination, wire transfers and several more.

Digital Signatures

Provides legally binding electronic signatures while verifying a signer’s identity and providing multiple layers of validity. Legal evidence of the signature is embedded directly in the PDF so you can access the data on every PDF, even offline, in perpetuity.